Tag Archives: Cash Back

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Expecting an Ebates/Rakuten Quarterly Payment? Choose an eGift Card with up to a 15% Boost [Updated with Redemption Process]

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Updated 7:45pm on 5/1/19: I decided to redeem my cash back for a Nike eGift Card.  Scroll to the bottom of the post to see the redemption process.

Good afternoon.  Last year, I wrote a similar post: Expecting an Ebates Big Fat Check? Get up to a 20% Bonus with an eGift Card Instead! I decided to do an updated post with May’s quarterly payments.  I just got the following email from Ebates / Rakuten with an option to select an eGift Card with a boost of up to 15% vs. waiting for my Big Fat Check to arrive in the mail.  Let’s see if those eGift Cards are good deals and which merchants are offered.  I clicked the See All E-Gift Cards button in the email.

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When Does the Annual Fee, Travel Credits, & Sign Up Bonus Post to the US Bank Altitude Reserve Credit Card?

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Good morning everyone, I hope you had a great weekend.  Last Thursday, I got 2 emails from US Bank regarding my credit card statement and a travel credit that posted to my US Bank Altitude Reserve Credit Card.  I got this credit card in my March App-O-Rama and wrote about Unboxing my US Bank Altitude Reserve Visa Infinite Credit Card: Card Art, Brochure & Welcome Letter last month.  I’ve been hard at work meeting the $4,500 minimum spend requirement to get 50,000 US Bank FlexPoints and was hoping the sign up bonus would post on my first credit card statement.  In this post, I will show you when the annual fee posts, when your travel credits will post, and when the sign up bonus will post to your account.

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My Experience with the American Express Gold Card $100 Airline Fee Credit

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Good afternoon everyone.  As part of my March App-O-Rama, I was approved for the American Express Gold Card.  A few weeks ago, I wrote How to Enroll in American Express Gold Card Benefits ($120 Dining Credit & $100 Airline Fee Credit).  In that post, I showed how to enroll in the $100 airline fee credit benefit.  The process was very easy.  I selected Southwest Airlines as my airline of choice and purchased a $100 Southwest Airlines eGC to trigger the $100 airline fee credit.  Unfortunately, my $100 purchase did not trigger the benefit.

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Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee)

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Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my American Express Hilton Aspire Credit Card.  I was reviewing my recent credit card statement and spotted a reference to the annual fee (it was very subtle and is probably overlooked by most people).  I decided to check out page 4…

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Keep, Cancel or Convert? Chase Sapphire Preferred Credit Card ($95 Annual Fee)

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Good afternoon everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or my fiance’s wallet, in this case).  Last year, my fiance was approved for the Chase Sapphire Preferred Credit Card and she used it heavily when she first got the credit card (to meet the $4,000 minimum spending requirement), but that credit card hasn’t gotten much use lately.  This is mainly because I have the Chase Sapphire Reserve Credit Card that offers 3x on travel and dining vs. the Chase Sapphire Preferred’s 2x on travel and dining.  And since my March App-O-Rama, I have been using my American Express Gold Card since that credit card offers 4x on dining.  Long story short, my fiance’s Chase Sapphire Preferred was not worth the $95 annual fee.  This is hard to believe since the Chase Sapphire Preferred was one of the best travel rewards credit cards just a few years ago.  We decided the best thing to do would be to convert her Chase Sapphire Preferred Credit Card into a Chase Freedom Credit Card, since we did not have a Chase Freedom between the two of us and the 5% rotating cash back categories would be easy to use.

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