Tag Archives: Cash Back

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Earn $5 When You Sign Up for Acorns

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If you’ve just started paying more attention to your financial health and wellness, you may have heard about some easy ways to start micro-investing. However, it can be difficult to begin when you’ve never had an investment profile before, especially if you don’t have enough capital for a solid play-portfolio.

There are quite a few personal finance apps out there to help consumers get started on day trading and micro-investing, but it’s up to you to figure out which ones are relevant to you. If you are just beginning but want to learn more about micro-investing, I definitely recommend signing up for Acorns.

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My Wife’s Difficult Credit Card Approval Process After Marriage / Name Change

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Good morning everyone, I hope you had a great weekend.  A few weeks ago, my wife Laura decided to apply for the Bank of America Alaska Airlines Credit Card.  Her credit report is great and she is a very responsible credit card user, so I figured it would be an easy instant approval for her.  Unfortunately, it took several weeks and a few phone calls to get approved for this credit card.  The reason?  After we got married at the end of July, she was in the middle of changing her name on her passport, driver license, social security card, bank accounts, credit cards, etc.  She also recently got promoted to a new position, so she had a higher salary than before.  I believe both reasons resulted in Bank of America requiring additional documentation because her new name and new salary were not showing up on her credit report (yet).  In this post, I will share with you the process she went through to ultimately be approved for the Bank of America Alaska Airlines Credit Card.

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Contact Plastiq Customer Service if 1% Fee is Missing from Payments

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Good afternoon everyone.  I had an issue with Plastiq recently and reached out to their customer service team.  I am very happy with the Plastiq customer service team and wanted to share my experience with you.  Long story short, I was targeted for a Plastiq promo in May.  Since I hadn’t used a Mastercard to make a payment with Plastiq in a while, I was targeted for this promo.  I could get a 1% fee when I scheduled 3 payments of up to $2,000 each.  The standard fee for using a credit card on Plastiq is 2.5%, so only paying 1% was a good deal.  Unfortunately, the 1% fee was not working on my account, so I ended up contacting Plastiq’s customer service for help.

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I Completed My 4 Credit Card July App-O-Rama (Sign Up Bonus Posting Details)

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Good morning everyone, I hope you had a great weekend.  In mid July, I applied for 5 credit cards and was ultimately approved for 4 credit card in my July App-O-Rama.  Here are the credit cards and their sign up bonus details (listed in the order the sign up bonus posted):

  • American Express Platinum Delta SkyMiles Credit Card – spend $3,000 in 3 months and get 70,000 Delta SkyMiles
  • Wells Fargo Propel World Credit Card – spend $3,000 in 3 months and get 40,000 Wells Fargo GoFar Rewards Points
  • Banco Popular Avianca Vuela Credit Card – spend $1,000 in 3 months and get 60,000 Avianca LifeMiles
  • Citi Premier Credit Card – spend $4,000 in 3 months and get 60,000 Citi Thank You Points

I have had all of these credit cards before (with the exception of the American Express Platinum Delta SkyMiles Credit Card), so I will share my dates and churning details in this post.  I have also written about some of these sign up bonuses already, so I will link to those posts too.  Without further ado, let’s start with my American Express Platinum Delta SkyMiles Credit Card.

American Express Platinum Delta SkyMiles Credit Card

This was the quickest sign up bonus to post (with the miles posting 9 days after applying for this credit card).  I wrote more details of the quick sign up bonus here.  As of today, I haven’t used the Delta SkyMiles yet and do not have any immediate plans to use them.

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Join Me @ FBZ Elite Summit in Austin, Texas (Oct 26, 2019)

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Have you been trying to figure out ways to travel more and spend less? Do you wonder how people stock up enough points to stay in luxury hotels and fly first class? Or maybe, you’re just trying to figure out how to divvy up your points for the maximum amount of free stuff. If any of this interests you, then join me at this year’s FBZ Elite Summit in Austin, TX!

FinanceBuzz is proudly hosting the FBZ Elite Summit for FBZ Elite members, which will be a day-long conference that aims to help attendees learn how to manage points and miles, travel frugally, save money, and connect with other travel enthusiasts. Most importantly, the main FinanceBuzz goal is to help people become financially independent and aware of the clever financial footwork involved in the points and miles game, ultimately resulting in free and discount travel for you and your friends.

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