Tag Archives: Cash Back

a blue and white logo

PSA: Bank of America Won’t Automatically Send a Replacement Debit Card when your Card Expires

Good evening everyone, I hope you had a great Presidents’ Day Weekend.  Long story short, I realized my Bank of America checking account debit card expired in July 2022 and Bank of America never sent me a replacement debit card (until I requested a new debit card in February 2024).  Let me provide more background info, in case you are curious.

I opened the Bank of America checking account in July 2018 when Bank of America was offering a $150 new account bonus.  Bank of America is not my primary bank, but I kept the checking account opened for several years because I had 2 Bank of America Better Balance Rewards Credit Cards (RIP old friends) that provided a quarterly bonus for having a Bank of America checking account.  After Bank of America discontinued the Better Balance Rewards cards and product changed them to Unlimited Cash Rewards cards in May / June 2023, there was less of a reason to keep my Bank of America checking account.

I had my Bank of America debit card in my ApplePay Wallet all of those years and took my Bank of America debit card internationally when I travelled, in case I needed to get cash.  For the last 1.5 years, I had no idea that my debit card was expired and I never received any notice from Bank of America or in my ApplePay Wallet.

a screenshot of a credit card

Continue reading

a yellow and blue logo

New InKind Promo: $25 on Us (Spend $50 by 3/31/24)

Good morning everyone, happy Friday and happy Presidents’ Day Weekend.  If you have breakfast, lunch, or dinner plans this weekend, check your InKind app for their new promotion called $25 on Us.  You can get a $25 discount on your next $50 bill and the promo expires on March 31, 2024, so you have 1.5 months left to redeem.  Last month, I stocked up on InKind credits due to $65 InKind Credit for $27 (Stack $25 Citi Merchant Offer, $13 InKind Bonus & Maybe 160 JetBlue Points).  If you are new to InKind, you can use my referral link which will give you a $25 reward bonus after you spend $50 or more with InKind.

To find the reward, open your InKind app and look for the Reward section.  Clicking that should take you to the Rewards tab where you should see the $25 on Us promo.

Continue reading

a black credit card with silver text

I Finally Got A Bilt Credit Card (Application Process, Earning & Redeeming Strategy, and Unboxing)

Good morning everyone, I hope your weekend is off to a great start.  The Bilt Credit Card has been around for a few years, but I never thought the card was for me.  I haven’t paid rent since 2017 and earning 3x on dining, 2x on travel, and 1x everywhere else didn’t excite me.  That was until I read Frequent Miler’s post: How Nick built his own Bilt bonus. I finally understood that I could use the Bilt Credit Card without paying rent and still get excellent value from the card.  I will explain my earning and redeeming strategy below.  But first, let’s go through the application process.  Here is the front and back of my shiny new Bilt Credit Card.  The card has a very premium look and feel to it, but has no annual fee.

Continue reading

a red letters on a white background

My Easy Experience with the $10 Resy Credit on my American Express Delta Platinum Business Card

Good morning everyone, I hope your week is going well.  A few days ago, I was in Daytona Beach, Florida, when the news broke about the changes to the Delta credit cards (read Frequent Miler’s post about the changes).  I currently have the American Express Platinum Delta SkyMiles Business Credit Card and was excited about the new benefits.  In this post, I will talk about the new $120 Resy Credit and my experience using the Resy credit.

First things first, you need to log into your American Express online account, go to the Benefits tab, and enroll in the $120 Resy Credit.  While you are there, you should also enroll in the $120 Rideshare Credit too.

a screenshot of a website

Continue reading

a close up of stamps

Welcome Back TWG Subscribers – I Fixed My Newsletter!

Good evening everyone, I hope your week is going well.  A few days ago, I noticed that my newsletters were not being sent out to subscribers.  After doing some digging, I found out that the last 2 newsletter emails that went out were on November 3 and December 19.  I’m not sure what happened to the newsletters for all of the other days :/

I fixed the issue, so my newsletters should be scheduled to go out at 5pm PT every day that I have a new post.  Scroll to the bottom of the post to see a list of all the blog posts you may have missed if you haven’t visited my site in the last few months.

a screenshot of a computer

Continue reading