My March Madness App-O-Rama Results: 3 out of 4 Credit Cards Approved

Good morning everyone, happy Friday!  As I mentioned in my post yesterday, I did a mini App-O-Rama (where I apply for several credit cards on the same day) on Monday.  I am still waiting for most of the credit cards to arrive in the mail, but I have all the results.  Here are the results of my March App-O-Rama (sorry there is nothing related to NCAA March Madness in this post):

  1. American Express Gold Card – instant approval (I wrote about the instant approval here)
  2. US Bank Altitude Reserve Visa Signature Credit Card – pending and then approved (I will have a post out later today with my unboxing photos)
  3. Wells Fargo Business Platinum Credit Card – pending and then approved
  4. Bank of America Alaska Airlines Business Credit Card – pending but will be denied since they want a lot of business and tax documents (I will explain more below)

Click the above link to see info on my American Express Gold Card instant approval.  Without further ado, let’s go through the 3 other credit card application results.

US Bank Altitude Reserve Visa Signature Credit Card

After my instant approval with the American Express Gold Card, I was feeling good and hoped my instant approval streak would continue (like the good ole days when I would go 6 for 6 on credit card App-O-Ramas).  But instead, I got a pending decision and decided to wait and see what would happen.

The following day, I got an email from US Bank telling me I was approved for the US Bank Altitude Reserve Visa Signature Credit Card.  Woo hoo!  The email says the credit card will arrive via USPS, but my credit card came yesterday via UPS Next Day Air (which is always welcomed).

The new US Bank Altitude Reserve Visa Signature Credit Card automatically showed up in my online account (I already renamed the account).  I will show you how in the post later today.


Wells Fargo Business Platinum Credit Card

Up next, I applied for the Wells Fargo Business Platinum Credit Card and got a pending decision.  It says to print, sign, and fax the Agreement & Personal Guarantee PDF, but I didn’t do that step.

I also got an email with details of my pending decision.  I decided to wait it out and see what would happen.

The following day, I got another email to view my credit card application.

After logging in with my Wells Fargo login, I clicked the Review Current Status link.

Low and behold, it says “Account Created” which I assume means approved, but I haven’t gotten any approval email from Wells Fargo yet nor has the new credit card shown up in my Wells Fargo online account.


Bank of America Alaska Airlines Business Credit Card

Last but not least, I applied for the Bank of America Alaska Airlines Business Credit Card.  I tried for this same credit card a few months ago, but got a pending decision that was eventually denied.  I had a small amount of hope that this credit card application would be approved.  As luck would have it, I got a pending decision.  I decided to wait and see what would happen.

The new morning, I received this long email from Bank of America requesting many different documents and tax returns.  The blog is a sole proprietor so I don’t have most of the documents that Bank of America requested.

I also got an email from Intralinks which looks to be doing the grunt work of collecting documents for Bank of America.  I decided to set up my account with Intralinks and see what would happen next.

I also got this really ugly, spam looking email with graphics that didn’t load correctly.  Very professional Intralinks!  I logged in and expected the worst.

There were 3 PDF forms to fill out and some were several pages long.  In that moment, I decided that this credit card wasn’t worth the work and decided to accept defeat and get a decline.

All in all, 3 out of 4 credit card approvals is pretty good and I am excited to start working on meeting the minimum spending requirement and raking in the sign up bonuses.  If you have any questions about any of the application processes, please leave a comment below.  Have a great day everyone!

10 thoughts on “My March Madness App-O-Rama Results: 3 out of 4 Credit Cards Approved

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  3. Steve

    I wonder if BoA is sending out those verification requests to every business applicant now. I had an Alaska business card two years ago with no verification, cancelled it a year ago. Last week I got one of those marketing fliers in the mail to sign up for an Alaska business card and was probably going to pull the trigger on it – till I saw this.

    Reply
    1. Grant Post author

      If you can get instantly approved, you won’t have to deal with this lengthy approval process. I would go for it if you are interested in that CC and sign up bonus.

      Reply
    2. Ferris

      There was a new law passed on May 11, 2018 that gave new requirements for Business accounts. It doesn’t apply to Sole Props, but some banks may get confused and overcompensate to the conservative side and require tons of documents.

      Reply
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