Updated 7:40pm on 6/4/19: I received a letter from American Express with details of the Pay Over Time benefit. I added the letter to the bottom of this post.
Good morning everyone, I hope you had a great weekend. Every few days/weeks, Doctor of Credit updates his [Targeted] 10,000 Membership Rewards Points For Enrolling In Pay Over Time post with new links to try to get enrolled. The benefit is designed to make American Express charge cards act more like credit cards where you can pay your balance over time. The benefit is bad since you would pay interest on your balance, but the reason people want to enroll in the benefit is because American Express will give you 10,000 Membership Rewards Points just for enrolling in the benefit, regardless if you use it or not. Every time Doctor of Credit updates the post with a new link to try, I check to see if I am eligible, but I am usually shown this error message. But that all changed last week…
