Category Archives: Credit Cards

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Why Can’t I Remove Closed Barclays Credit Card from my Online Account?

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Good morning everyone.  A few days ago, I called Barclays regarding retention offers on my Barclays credit cards.  During the call, I decided to close my old Barclays Lufthansa Miles & More Credit Card.  I had already redeemed all of my Lufthansa Miles & More Miles for a Turkish Airlines business class flight from San Francisco (SFO) to Istanbul (IST) to Athens (ATH).  That was 55,000 miles well spent.  A few months ago, I even downgraded to the no annual fee version of the Barclays Lufthansa Miles & More Credit Card, but I vowed never to spend another dollar on that credit card since I had 0 miles, so what would be the point in earning more miles?  Long story short, I decided to close the Barclays Lufthansa Miles & More Credit Card and move the credit limit to my Barclays JetBlue Plus Credit Card and no annual fee Barclays Arrival Credit Card.  Now that the credit card was closed and had a $0 credit limit, I was confused why the closed credit card continued to show up in my online account.  I was on a mission to find out how to remove the credit card from my online account, but I was not prepared for what I would find out.

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125K American Express Hilton Honors Business Credit Card Sign Up Bonus via Referral Link

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Good morning everyone.  A few days ago, Doctor of Credit noticed increased referral sign up bonuses for the American Express Hilton Honors Aspire Credit Card (my referral link) and American Express Hilton Honors Ascend Credit Card (my referral link).  Both credit cards offer 150,000 Hilton Honors Points when you complete the minimum spending requirement.  At the time, the no annual fee American Express Hilton Honors Credit Card and American Express Hilton Honors Business Credit Card were still offering 100,000 Hilton Honors Points via referral links.  But it looks like the American Express Hilton Honors Business Credit Card (my referral link) has increased the referral sign up bonus to 125,000 Hilton Honors Points.  As a referrer, you can earn up to 80,000 Hilton Honors Points per calendar year (20,000 Hilton Honors Points per referral).  Thank you for using my referral links if you decide to apply for any of these credit cards.

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Three Money-Saving Perks

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We usually think of spending when it comes to credit cards. But looking at it from a different angle, saving on our travels by using credit cards with perks puts more money in our pockets, which is even better. I’ve been answering a lot of questions recently about the different perks on cards, so thought I’d remind us of my favorite, most useful three. Though it may seem obvious, these traveler-friendly credit card perks are often overlooked. Continue reading →

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My Barclays Credit Card Retention / Targeted Spending Offers for September 2018 [Letters Added]

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Updated 8PM PT on 9/18/18: I just received the confirmation letters from Barclays and added both letters to this post.

Good morning everyone, I hope you had a great weekend.  Last week, I noticed that my $75 annual fee posted on my Barclays Wyndham Rewards Credit Card.  I signed up for this credit card during my September 2017 App-O-Rama and received 45,000 Wyndham Rewards Points as a welcome bonus (enough for 3 free nights, which I still haven’t used yet).  I wrote a similar post about my Barclays Credit Card Targeted / Spending Offers for May 2018.  In today’s post, I will share my retention / targeted spending offers on my 3 Barclays credit cards.

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PSA: Hyatt Elites–Don’t Forget This Valuable Benefit!

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Resort fees, destination fees; call them what you want, they all stink. Hotels have a menu (except we don’t get to pick and choose) of junk fees that are attached to our bills for all kinds of “services and amenities” that used to be complimentary or something we could choose to pay extra for. I don’t think any of us really believe hotel claims about why they’re now adding on these fees. From what I’ve read, it seems like these fees enable hotels to still claim their rates are lower and also pay less to travel agents since commissions are paid based on the base rate, not the total rate.

Some of us though do have a work-around for these fees and I was reminded of this recently when booking a Hyatt hotel. As I was finishing up my booking the total rate for the night seemed so high that I actually noticed it. The taxes and fees came to 20% of the total bill.

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