Good morning everyone, I hope your weekend is going well. I don’t know about you, but sometimes I dream about credit cards and travelling. I also recently product changed from an old Citi AT&T Access More to a Citi Custom Cash (read My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card), so I had the Citi Custom Cash on the brain. As you probably know, Citi has several “cash back” credit cards that earn Citi ThankYou Points and each credit card has it’s niche. I decided to brainstorm some ideas for new Citi credit cards, so let me know what you think.
For starters, let’s go through the existing Citi credit card lineup to see what areas are already covered to identify possible opportunities.
- Citi Premier Credit Card – 3x at restaurants, supermarkets, gas stations, airlines, and hotels; 1x everywhere else
- Citi AT&T Access More Credit Card (no longer available) – 3x for AT&T purchases and online purchases; 1x everywhere else
- Citi Rewards+ Credit Card – 2x at supermarkets and gas stations; 1x everywhere else; round up to the nearest 10 points; 10% rebate on redeemed points, up to 10,000 points
- Citi Custom Cash Credit Card – 5% cash back on your highest spend category, on the first $500 spent in that category each month; 1% cash back everywhere else
- Citi Double Cash Credit Card – 1% cash back for purchases and 1% cash back for paying off those purchases (aka 2% cash back everywhere)
- Citi Dividend Credit Card (no longer available) – 5% cash back in rotating categories every quarter
