Tag Archives: Bank of America

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March App-O-Rama: Which 7 Credit Cards am I Considering?

Good morning everyone, happy Saturday! Thanks for the comments on yesterday’s post regarding which non-5/24 Chase credit cards I should get. I think I have narrowed down my App-O-Rama (AOR) credit card list to these 7 credit cards. I plan on applying for these credit cards sometime next week. Please let me know if you agree or disagree with any of the credit cards on this list. If there are any credit cards that you think are worth applying for, please share them in the comments and I will check them out.

Based on yesterday’s post, I will apply for these 2 Chase credit cards:

  • Chase Marriott Business Credit Card: This is the only non-5/24 Chase business credit card and who couldn’t use more Marriott points? The current sign up bonus is 75,000 Marriott points after spending $3,000 in 3 months. The $99 annual fee is waived the first year. I already have the Chase Marriott Rewards Credit Card, so the annual category 1-5 Marriott free night certificates will pair nicely with each other. I don’t plan on spending much on this credit card after meeting the minimum spend requirement. As long as I can redeem the Marriott free night certificate for more than an $99 hotel night, this is a decent credit card to hold on to for a long time. *snarky comment alert* If Marriott keeps devaluing their program, by the year 2029, there will not be any Marriott category 1-5 hotels left…
  • Chase Iberia Credit Card: Since you can get 1 personal and 1 business credit card from Chase on the same day, I have decided to go for this personal credit card. The current sign up bonus is 50,000 Avios after spending $3,000 in 3 months and an additional 25,000 Avios after spending $10,000 in 12 months. The annual fee is $95. I don’t plan on booking any Iberia flights in the near future, so I won’t be able to take advantage of the 10% discount on Iberia flights. I don’t plan on spending much on this credit card after meeting the minimum spend requirement and will close the credit card when the annual fee comes due the following year.

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Comenity Virgin America Credit Card Partial Annual Fee Refunded (Prorated Based on Cancellation Date)

Update: The ACH transfer from Comenity to my bank account posted the next business day.


Good morning everyone, I hope you all had a great weekend.  Over the weekend, I received an email from Comenity regarding my Comenity Virgin America Credit Card.  According to the email, I had a $35.43 credit balance in my account.  That was strange, I closed my Comenity Virgin America Credit Card back in October 2017.  I logged into my Comenity account and checked out the recent credit card statement to see what was going on.

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Free Apple 4K TV 32GB with 3 Months of DIRECTV Now Purchase (Possibly $48 by Stacking Deals!)

Okay… pretty cool deal to get an Apple TV 4K 32GB for a grand total of $83 (possibly even $48 and get DIRECTV Now free for 3 months!)  You can order a maximum of 2 per household, just use a different email address.  DIRECTV Now is running a promo where if you pay for 3 months of service, they will give you a free Apple TV 4K 32GB (MSRP $179). If you choose the lowest DIRECTV Now package of $35 a month, you will pay $105.

If you shop through BeFrugal, you can get $22 back for signing up for DIRECTV Now. If you don’t have a BeFrugal account, I would sign up for one first, close the window, then click the link below. If you don’t already have a BeFrugal account, I would appreciate it if you signed up with my referral link.

Start here at BeFrugal and click the Get Coupon button next to this offer: Get a 4K Apple TV (32GB) for $0. The DIRECTV Now promo is for 3 months now, not 4 months.

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Warning: Opening a Bank of America Checking Account May Break Automatic Credit Card Payments

Buenos dias everyone! A couple of months ago, I logged into my Bank of America account and was surprised to see that my Merrill+ Visa Signature Card had a past due balance. Since I have a lot of credit cards, I always set them up for automatic payments initiated by the credit card company – that way, they’re usually on the hook if something goes wrong with a payment. Upon further investigation, I discovered that my automatic payment for the end of October had been scheduled and then canceled without any explanation. I also noticed that the same thing had happened to my Bank of America Spirit Airlines World MasterCard.

A screenshot of a Bank of America eBill history, showing two "eBill-Initiated Payments" listed as canceled, and one manual payment in the middle marked as processed.

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My Unlikely, But Entertaining 2018 Travel Predictions

Greetings from Uyuni airport in Bolivia.  I have a few minutes before my flight, so I wanted to get this post published.  Sorry for the delay in posting this list, my crystal ball was in the shop for a tuneup. As you can tell from my 2017 travel predictions, I am wrong 99% of the time, so take these predictions with a grain of salt (that I took from the Salar de Uyuni salt flats in Bolivia).  Here are some of my highly unlikely, but entertaining travel predictions for 2018.  Enjoy!

Airlines

  • After the Virgin America merger, Alaska Airlines will add new routes to Mexico, Canada, and the Caribbean
  • Delta Airlines will introduce cash and miles award tickets, then American Airlines and United Airlines will follow suit
  • Southwest Airlines will increase their Transfarency by automatically keeping track of travel funds in each account
  • JetBlue will add new routes along the West Coast and maybe to Hawaii
  • Singapore Airlines will allow you to book United Airlines awards online
  • British Airways will bring back the 4,500 Avios award price in the United States

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