Good morning everyone, I hope you all had a great Super Bowl Weekend. A few days ago, when I was reviewing my recent credit card statements and I spotted a few purchases that did not earn bonus points. I assumed the purchases would code as a restaurant, so I used my American Express Gold Card, but to my surprise, the purchases did not code as a restaurant (and I only earned 1x on the purchases). This led me down a rabbit hole where I pondered similar situations like:
- A restaurant located inside a hotel (would it code as a restaurant or hotel purchase?)
- A restaurant that was located on a golf course (would it code as a restaurant or golf course purchase?)
- A café located inside a bookstore (would it code as a restaurant or a bookstore?)
- And so on and so on…
To me, there are 2 possible ways to answer these questions: Gamble or Play It Safe. Continue reading