Tag Archives: Cash Back

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Warning: Don’t Try to Beat PFS Buyers Club’s Price

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Good afternoon everyone.  PFS Buyers Club has a new deal from the US Mint where you can make $50 profit and get $1,400 in credit card spending.  You can read more on Frequent Miler and Doctor of Credit.  Before you start thinking about making more than $50 by buying and reselling the US Mint coin on your own, please read my post How I did on that US Mint American Eagle Platinum Coin.  I got greedy on a previous PFS Buyers Club deal and thought I could sell the US Mint coin for more than what PFS Buyers Club was going to pay.  Long story short, I ended up selling the coin on eBay for a $236.16 loss.

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PSA: Don’t AirDrop Graphic Crime Scene Photos While on an Airplane (or Sneak Pepper Spray Onboard)

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Good morning everyone, I hope you had a great Labor Day Weekend.  This story hits close to home for me because my girlfriend’s sister was on this Hawaiian Airlines flight Friday morning from Oakland (OAK) to Maui (OGG).  According to the article, a high school girl was trying to send a “grisly mock crime scene photo” to her mother (who was presumably sitting next to her), but accidentally AirDropped the photo to other passengers on the plane.  If you are not familiar with AirDrop, it is a feature built into iPhones and Macs for sending files between devices over bluetooth.  As long as you are within the range of the bluetooth signal, you can receive AirDrop files.  Unfortunately, if you do not know what you are doing, you might accidentally send a file to complete strangers, like what happened on this Hawaiian Airlines flight.

To prevent this from happening again in the future, you should text or email the files directly to the person you want to share them with.  If you do want to use AirDrop, make sure you recognize the person you are sending the files to before you send the files.  Once the files are sent, you cannot get the files back.

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Alaska Airlines 2 for 1 Flight Vouchers @ San Francisco Giants Game on September 15

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Good morning everyone, happy first day of September and the start to a nice, relaxing Labor Day Weekend.  2 weeks from now, the San Francisco Giants have their annual Alaska Airlines 2 for 1 flight voucher game (previously it was a Virgin America 2 for 1 flight voucher game) on September 15.  The flight vouchers have a unique code and will be given out to the first 40,000 fans.  Based on attendance at a recent game, there should be plenty of flight vouchers to go around.  I wrote about this promo last year, but it seems like the terms of the offer have gotten much more restrictive this year.  Even if you cannot make the game or do not live near San Francisco, I am 100% sure people will sell the offer codes on eBay starting around 6pm PT on September 15.

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Chase IHG Premier Credit Card $50 Statement Credit Posted (1 Week After First Purchase)

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Good afternoon everyone, I have a quick update to my recent post: Get Matched to the New Chase IHG Rewards Premier 100,000 Point Sign Up Bonus.  In that post, I sent Chase a Secure Message (SM) and got matched from the 80,000 IHG Points sign up bonus to the 100,000 IHG Points sign up bonus.  In the comments section of that post, readers wanted to know if I would still get the $50 statement credit after my first purchase if I accepted the higher sign up bonus offer.  I’m happy to report that the $50 statement credit posted a few days ago.  My first purchase posted on August 7 and the $50 statement credit posted on August 13, roughly 1 week later.  My $89 annual fee posted on August 1, which is roughly 2 weeks before the $50 statement credit posted.

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Calculate Discover It Q3 Restaurant Spend ($75 Cash Back Max)

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Good morning everyone. August 15 marks the midway point of Q3 (July 1 to September 30), so I wanted to do a quick check to see how I was doing in regards to my Q3 restaurant spending on my Discover It Credit Card. This quarter, the Discover It Credit Card is paying 5% cash back on all restaurant purchases, up to $1,500 in spend. If you max out Q3, you will earn $75 cash back ($1,500 x 5% = $75).

After you complete the $1,500 restaurant spend this quarter, all future restaurant spend only earns 1% cash back this quarter. I don’t want to do that, since I would rather put the extra restaurant spend on my Chase Sapphire Reserve Credit Card and earn 3x Chase Ultimate Rewards Points per dollar at restaurants. Some people value Chase Ultimate Rewards Points at more than 1.5 cents per point, but I tend to redeem them for airfare at 1.5 cents per point, so 3x Chase Ultimate Rewards = 4.5% cash back vs. Discover It’s 5% cash back (plus, I tend to redeem my Discover cash back for discounted gift cards through the Discover Deals portal). Anyway, let’s get back on track and talk about calculating Q3 restaurant spend on the Discover It Credit Card.

After logging into your Discover online account, click the Activity & Payments drop down menu and click the Search Transactions link.

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