Good morning everyone, I have a dilemma on my hands. The $450 annual fee is posting in the next 2 months on my JPMorgan Chase Ritz Carlton Credit Card and I need to decide if I should keep both my Chase Sapphire Reserve Credit Card and JPMorgan Chase Ritz Carlton Credit Card. Both credit cards have $450 annual fees and I don’t *need* both credit cards, but what should I do? As a reminder, I recently converted my Chase Freedom into a Chase Sapphire Reserve, but I have had my JPMorgan Chase Ritz Carlton Credit Card for almost 3 years (I applied for this credit card when the sign up bonus was 140,000 Marriott Points). I will walk through all the perks for both credit cards and see if I have a clear answer by the end of this post.
