Good morning everyone, I hope you had a great weekend. I received this letter from City National Bank regarding my CNB City National Crystal Visa Infinite Credit Card. City National Bank is running a promotion where you can earn 4x points (instead of 3x points) on travel purchases this summer. Read this post if you want to see what you can redeem CNB points for. Let’s see what is inside the letter…
Good afternoon everyone, I hope you are having a great Cinco de Mayo weekend. I was reviewing my American Express statements and spotted this upcoming change on my American Express Blue Business Plus Credit Card. I didn’t see the same message on my personal credit cards. According to the statement, American Express is making changes to the way your APR (annual percentage rate) is calculated. Effective July 3, 2019, American Express is going to base your APR on your Experian FICO score (aka credit score). This personally doesn’t affect me since I always pay off my credit cards in full every month, but this change may affect some readers that carry a balance.
Good afternoon everyone, I just saw this new feature on my Citi online account. Citi introduced a new feature called Citi Flex Loan (learn more here) where you can basically get a cash advance up to your available credit limit. If you need a higher credit limit, you can Easily Request a Credit Limit Increase (No Hard Pull) via the Citi App. I am not saying this is a good idea, but I wanted to share the details with you in case you were interested. After I logged into my Citi online account, I saw this big banner above my Citi Double Cash Credit Card. I decided to check it out by clicking the View Offer button. FYI, my total credit limit is $7,700, but my current available credit limit is $7,685.87.
Good morning everyone. I stumbled on this a few days ago when I was using the Citi app to check on my Citi credit cards. I found out that you can request a credit limit increase instantly through the Citi app and there is no hard pull (which would affect your credit score). All 3 of my credit reports are frozen and I was able to request credit limit increases on all 5 of my Citi credit cards (and all 5 requests were instantly approved). Here’s how… Sign into the Citi app, select the credit card you want to request a credit limit increase, and then click the Expand button beneath the card art.
Good morning everyone, I hope you had a great weekend. Last Thursday, I got 2 emails from US Bank regarding my credit card statement and a travel credit that posted to my US Bank Altitude Reserve Credit Card. I got this credit card in my March App-O-Rama and wrote about Unboxing my US Bank Altitude Reserve Visa Infinite Credit Card: Card Art, Brochure & Welcome Letter last month. I’ve been hard at work meeting the $4,500 minimum spend requirement to get 50,000 US Bank FlexPoints and was hoping the sign up bonus would post on my first credit card statement. In this post, I will show you when the annual fee posts, when your travel credits will post, and when the sign up bonus will post to your account.
