Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons
On you marks, get set, shop! It is almost April (technically today is March 16, so we round to the closest month), so here is a run down of all the rotating cash back categories. (Hint, bust out your gardening gloves and tool belt, it’s time to get to work!)
Chase Freedom Categories:
I did a 5 card app-o-rama early Thursday morning and here are my thoughts, suggestions, tips, tricks, and ways to improve your reconsideration calls.
Always have a plan and stick to your plan. You don’t have to sign up for credit cards the first day or week to get the sign up bonus. Most bonuses last a few weeks or months and often come back a few times throughout the year. I always recommend waiting at least 3 months since your last credit card application (or app-o-rama in my case) before your next app-o-rama. My last app-o-rama was on November 18 (link) and I got the following 6 cards:
Since my last app-o-rama, there have been a few new cards on my radar. When planning your app-o-rama, make a list of all the cards you want to get. Then organize them in the order in which you want to get them. Ask yourself, “If I could only get 1 card, which card would it be?” For me, that was an easy question. I am going for the Citi American Airlines Executive Credit Card with 100,000 American Airlines miles after spending $10,000 in 3 months. Continue reading