Tag Archives: Free Stuff

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After 12 Years, I Finally Earned My First Hyatt Brand Explorer Award!

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Good afternoon everyone, it’s time to pop the champagne bottles!  After 12 years, I finally earned my first Hyatt Brand Explorer Award! If you are not familiar with the Hyatt Brand Explorer, you earn a category 1-4 free night certificate after every 5 different Hyatt brands that you stay at.  As of now, Hyatt has 32 different brands, so you could earn up to 6 Brand Explorer Awards.  Scroll down to see the current list of brands.

On Friday, February 21, I went to a Warriors @ Kings NBA game in Sacramento and stayed at the nearby Hyatt Centric Downtown Sacramento.  Fast forward to today (Monday, February 24), I received an email from Hyatt congratulating me earning a Brand Explorer Award.

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Access Your Chase Credit Card Referral Links in One Convenient “Combined Referral Page” (Desktop & App)

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Good afternoon everyone.  Between my wife and I, we have 12 Chase credit cards. Previously, I would need to go to the Chase Refer-A-Friend website (https://www.chase.com/referafriend/catch-all), and then type in my last name, zip code, and last 4 digits of the card number.  If I only had 1 or 2 Chase credit cards, it wouldn’t be that bad, but looking up 12 different referral link one at a time is very tedious and time consuming.  Thankfully, Chase has a better way…

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Keep, Cancel or Convert? Laura’s American Express Gold Card ($325 Annual Fee)

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Good afternoon everyone, I hope your week is going well.  A few days ago, I was reviewing our recent credit card statements and saw that the $325 annual fee posted to Laura’s American Express Gold Card.  We discussed the card benefits and decided it wasn’t worth prepaying $325 in order to jump through all of these hoops to earn back the $325 annual fee.  As a reminder, here are the coupons statement credits on this card:

  • $10 Uber / Uber Eats credit each month ($120 total)
  • $10 Grubhub credit each month ($120 total)
  • $7 Dunkin credit each month ($84 total)
  • $50 Resy credit every 6 months (launched in July 2024, so only $50 total in 2024)

Even though we did receive all of these credits in 2024, I would not value them close to $374.  In order to receive all of those credits, we had to jump through 37 hoops throughout the year.  We are still sitting on $28 of Dunkin credit (the nearest Dunkin in about 40 miles away) and we have a $50 restaurant gift card for a nearby Resy restaurant that we bought at the end of December.

Also, we were not using the card for 4x at restaurants and 4x on groceries.  I have plenty of AMEX MR Points, so we were using 2 Citi Custom Cash Credit Cards for 5x at restaurants and 5x on groceries.  Then in 2025, we switched to using the Chase Freedom Flex Credit Card for 5x on groceries ($1,500 quarterly max) and the Discover It Credit Card for 5x at restaurants ($1,500 quarterly max).

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In addition, we decided to transfer all 150,000 of Laura’s AMEX MR Points to her Hawaiian Airlines account, then she transferred them to my Hawaiian Airlines account and then I moved them to my Alaska Airlines account (read more about that process here).  The next step was to contact AMEX via Online Chat to close the card…

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2024 Airline & Hotel Buy Miles/Points Promos: Insights & Trends Uncovered with ChatGPT

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Good evening everyone, I hope your week is going well.  Last year, I wrote 24 posts about buying miles and points, so I decided to take a look back at all the airline and hotel promotions to see what kind of insights I could find.  I entered all the data in the table and then asked ChatGPT to provide some analysis and deeper insights into the promotions.

These insights can be helpful if you are wondering if a specific airline or hotel promotion is toward the higher end of the promotion spectrum.  Here are the insights:

    • Air Canada: Discounts: 30% & Bonuses: 75%-100%
    • Air France / KLM: Discounts: 40%-50% & Bonuses: 70%
    • Alaska Airlines: Bonuses: 50%-70%
    • Avianca Airlines: Bonuses: 160%-165%
    • Choice Hotels: Discounts: 25%-30% & Bonuses: 30%-50%
    • Etihad: Bonuses: 25%-30%
    • Hawaiian Airlines: Bonuses: 50%-100%
    • Hilton Hotels: Bonuses: 100%
    • Hyatt Hotels: Bonuses: 20%-25%
    • IHG Hotels: Bonuses: 60%-100%
    • JetBlue: Bonuses: 90%-130%
    • Leading Hotels of the World: Bonuses: 60%-100%
    • Marriott Hotels: Bonuses: 35%-45%
    • Southwest Airlines: Discounts: 35%-50%
    • Spirit Airlines: Discounts: 40% & Bonuses: 60%
    • United Airlines: Discounts: 30%-50% & Bonuses: 90%-100%
    • Virgin Atlantic: Bonuses: 60%-70%
    • Wyndham Hotels: Discounts: 25%-45% & Bonuses: 35%-60%

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The 7 Miles & Points Tools / Services that I Pay For

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Good afternoon everyone, happy Friday!  I love free stuff as much as the next person, but there are a few miles and points tools and services that are so incredibly useful, they’re definitely worth paying for. Keep in mind, this isn’t a complete list, so there may be other fantastic tools out there that I haven’t discovered or used yet.

AwardWallet Plus – $49.99 / year

I can’t imagine a world without AwardWallet.  They track all my credit card programs, airline programs, hotel programs, shopping portal balances, dining rewards, and much more.  I love that they constantly check my accounts, display the current balances, and display expiration dates for all my rewards.  The flight schedule change notifications (which sometimes come days / weeks / months before official airline notifications) and upcoming expiration alerts are well worth the cost to me.  If you are interested in trying it out, here is my AwardWallet referral link.

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