Tag Archives: Free Stuff

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Keep, Cancel or Convert? American Express Business Platinum Charge Card ($450 Annual Fee)

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Good afternoon everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit (and charge) cards to make sure they still deserve a spot in my wallet.  2 weeks ago, my $450 annual fee posted on my American Express Business Platinum Charge Card.  I shared my outrage on the upcoming changes to the card and Shelli added her thoughts too.  I am not going to go into all the nitty gritty details of the current card benefits and the upcoming card benefits, but I have decided to keep my American Express Business Platinum Charge Card until next December when the *gasp!* $595 annual fee posts to my account.  Here is why this card is still worth the $450 annual fee I just paid…

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Keep, Cancel or Convert? Chase IHG Rewards Select ($49 Annual Fee) & Hyatt Credit Cards ($75 Annual Fee)

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Good morning everyone.  Earlier this month, my annual fees posted on my Chase IHG Rewards Select Credit Card ($49 annual fee) and Chase Hyatt Credit Card ($75 annual fee).  The main reason I hold onto these credit cards is for the annual free night certificate.  As a reminder, the free night certificates are not really free, since you pay the annual fee before getting the free night certificate – they are more like prepaid free night certificates with a strict expiration date.  Unfortunately, both of these credit cards are no longer available to new applicants, so if you do not have these credit cards right now, there is no way for you to get them now.  Both cards have been replaced by the new Chase IHG Rewards Premier Credit Card and the new Chase World of Hyatt Credit Card.  Anytime one of my credit cards charges me an annual fee, I take a moment to evaluate the credit card and decide if it is still worth keeping.  Here are my thoughts on both of these credit cards.

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December Buy Miles/Points Promos: Avianca (125%), AA (120K), BA (50%), Hilton (100%), UA (85%), AS (50%), Choice (20%) & IHG (80%)

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Good afternoon everyone.  I was working on my Buy Miles & Points Page and found a few new offers.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are the 8 promos that are ending in December. First up, Avianca Airlines is running a 125% bonus, depending on the number of Avianca LifeMiles you purchase.  Offer ends on December 12.

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Ebates Green Monday Promo: Up to 3x Cash Back at 600+ Stores

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Good evening everyone.  The Ebates Cash Back Shopping Assistant just alerted me that Ebates is running their Green Monday promo where you can get up to 3x cash back at 600+ stores.  Green Monday is usually the first or second Monday after Cyber Monday.  You can see the whole list of stores here.  Don’t forget to check Cash Back Monitor to compare cash back rates from several online shopping portals.  If you are not an Ebates member, sign up for a free account (my referral link – thank you) and receive a $10 bonus after your first $25 purchase.

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If you have any questions, please leave a comment below.  Have a great evening everyone!

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Sign Up for Trim’s Debt Payoff Program & Get $10 Bonus (Expires 1/31/2019)

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Good afternoon everyone.  2 months ago, I wrote Trim Saves Money on Monthly Cable / Phone / TV / Internet Bills (Negotiates Discounts on your Behalf) and last month I wrote Trim Launches Debt Payoff Service (Negotiates Lower Credit Card APRs, Creates Payoff Plan & Provides Personal Coaching).  I just received an email from Trim regarding a promo they are currently running for their Debt Payoff Program.  If you sign up for a Trim account and enroll in their Debt Payoff Program, you can get a $10 bonus when you send the code “PAYOFF” to your Debt Payoff coach.  The promotion runs now through January 31, 2019.

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