Tag Archives: Free Stuff

a close-up of a logo

20% Off Lowe’s Gift Cards with Citi ThankYou Points (1.25 CPP) (Promo Expires on 7/13)

Good afternoon everyone, happy Friday.  I just received an email from Citi regarding my Citi Double Cash Credit Card, but the promo is really about getting 20% off Lowe’s Gift Cards (both physical and digital).  From today (Friday, July 9) through Tuesday, July 13, you can get Lowe’s GCs for 20% off when you pay with Citi ThankYou Points.  For example, a $100 Lowe’s GC normally costs 10,000 Citi ThankYou Points, but during this promo, it only costs 8,000 Citi ThankYou Points.  This comes out to a value of 1.25 cents per point (CPP) or 1.375 CPP if you have a Citi Rewards+ Credit Card.

a screenshot of a video

Continue reading

a blue and white logo

Track Down Missing $200 Statement Credit on Bank of America Alaska Airlines Credit Card (6 Month Saga)

Good morning everyone, I hope your week is going well.  As part of my October 2020 App-O-Rama, I applied for the Bank of America Alaska Airlines Business Credit Card on October 25, 2020.  At the time, the credit card was offering 40,000 Alaska Airlines Miles, a $99 Companion Fare, and a $200 statement credit after spending $2,000 in 3 months.  Long story short, I completed the $2,000 minimum spend requirement on December 14, 2020, and received the 40,000 Alaska Airlines Miles and $99 Companion Fare on January 6, 2021, but the $200 statement credit was nowhere to be seen (or spent).  I then spent the next 6 months waiting and following up with Bank of America regarding the $200 statement credit.  This post documents the timeline of events.

As part of my application process for any new credit card or bank account, I take screenshots of the offer and terms & conditions just in case I do not receive the bonus as promised.  Here is the screenshot of the Alaska Airlines Business Credit Card that I applied for on October 25, 2020.

a screenshot of a credit card

Continue reading

a logo for a university

Last Day to Register! FTU Virtual Seminar on Saturday June 26 ($25) or Free with Online Annual Membership

Good afternoon everyone, happy Friday!  If you have no plans tomorrow (Saturday, June 26), I highly recommend attending the FTU Virtual Seminar (tickets available for $25) or free if you have the FTU Online Annual Membership.  The seminar starts on Saturday at 8am PT / 11am ET.  I have attended all of the FTU Virtual Seminars over the last several months and they are always well done, educational, and entertaining – and I am sure this seminar will be no exception!  Here is the schedule and lineup of speakers.

If you register for the seminar on Saturday, but are unable to watch the live stream, you can access the recording of the seminar and watch later on.  This is also a great way to re-watch your favorite presentations and catch any details that you originally missed.

a screenshot of a video conference

Continue reading

a blue letter with white text

Venmo Announces New Fees for Receiving Payments of Goods and Services & Instant Transfer Withdrawals

Good afternoon everyone, I hope your week is going well.  Last night, I received an email regarding “New and upcoming changes to Venmo” – a pretty generic looking email with generic looking text that I skimmed through and almost deleted.  Buried in the text were 2 changes about seller transaction fees and instant transfer fees.  I decided to dig into these changes to see what they really meant for me and other Venmo users.  Here are the 2 changes that I researched:

3) Effective July 20, 2021, users who receive payments that are identified by senders as for goods and services will be charged a seller transaction fee of 1.9% + $0.10.
4) Effective August 2, 2021, the fee for instant transfers will be 1.5% per instant transfer ($0.25 minimum fee, $15 maximum fee).

a screenshot of a email

Continue reading

a blue text on a white background

7 Buy Miles / Points Promos Ending Soon: JetBlue (30%), Alaska (50%), Choice (30%), Hyatt (30%), Frontier (125%), United (85%) & Wyndham (35%)

Good afternoon everyone, I hope your week is going well.  I was working on my Buy Miles & Points Page and found 7 offers that end in June.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 7 offers that end soon.  Up first, JetBlue is offering up to a 30% discount, depending on the number of JetBlue TrueBlue Points you purchase.  This offer expires today – June 22.

a screenshot of a website

Continue reading