Tag Archives: Hyatt Hotels

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My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur

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Good afternoon everyone, I hope your week is going well.  Yesterday (July 27) was my 1 year wedding anniversary – what a crazy year it has been!  If you are unfamiliar with our love story, please read Quick Update Regarding the Old 150x British Airways Avios & Match.com Promo.  Long story short, I joined Match.com because British Airways was running a huge promo and offering thousands of British Airways Avios.  In the end, I didn’t get the Avios, but I did get the girl and we got married in Sonoma, CA on July 27, 2019.  Last weekend, we drove down to Carmel / Monterey / Big Sur for our anniversary.  Here is where we stayed and ate during our trip…

a man and woman in wedding attire standing in front of a trolley

Grant & Laura’s Wedding Day – July 27, 2019

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Why I Redeemed 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back Feature

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Good morning everyone, I hope your weekend is going well.  I recently had a change of heart and decided to redeem 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back feature.  Chase introduced the Pay Yourself Back feature on May 31 and I wrote How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement).  Initially, I was not very excited about the new feature, since I convinced myself that I could use my Chase Ultimate Rewards Points in other ways and get more than 1.5 cents per point.

After realizing that I had no concrete travel plans remaining in 2020 (I recently cancelled trips to Boston & New York along with a big trip to Africa), I figured that my stash of Chase Ultimate Rewards Points would probably not be used much this year.  Before redeeming 1/3 of my Chase Ultimate Rewards Points, I looked at Chase’s travel partners to see if there were any major reasons to keep my Chase Ultimate Rewards Points.  Chase has 13 airline and hotel partners, but only has 4 exclusive partners (Southwest Airlines, United Airlines, IHG, and Hyatt), the remaining 9 travel partners are accessible with American Express Membership Rewards Points, Citi ThankYou Points, and Capital One Miles.

My wife and I have ~58,000 Southwest Airlines points and ~$150 in travel credit, so I would not need to transfer Chase Ultimate Rewards Points to Southwest Airlines.  I am not a huge fan of United Airlines and can usually book Star Alliance flights with other travel programs, plus I have ~$178 travel credit from a cancelled United flight.  IHG points are worth ~0.5 cents per point and I have ~222,000 IHG points in my account.  Last but not least, Hyatt is the only travel partner that stands out from the list.  I decided to save at least 60,000 Chase Ultimate Rewards Points just in case we stay at a Hyatt later this year).

I figured that normal spending on our Chase Ink Cash Credit Card, Chase Sapphire Reserve Credit Card, and Chase Freedom Credit Card this year would replenish our Chase Ultimate Rewards Points balance by the end of 2020.

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Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic

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Good morning everyone.  After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward.  I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.

I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards).  I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name.  I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees.  The annual fees totaled $4,134.  If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?  Here are the credit cards sorted by card name:

Credit Card Name AF Credit Card Name AF
AMEX Business Platinum $595 Chase Sapphire Reserve $450
AMEX Gold $250 Chase Southwest Airlines Priority (Laura) $149
AMEX Hilton Honors Aspire $450 Chase World of Hyatt (Laura) $95
AMEX Platinum Delta SkyMiles $195 Citi AT&T Access More 1 $95
Banco Popular Avianca Vuela $149 Citi AT&T Access More 2 $95
Bank of America Alaska Airlines (Laura) $75 Citi AT&T Access More 3 $95
Capital One Venture Rewards (Laura) $59 Citi Premier $95
Chase Hyatt Hotels $75 US Bank Altitude Reserve $400
Chase IHG Rewards Premier $89 US Bank Radisson Rewards Business $60
Chase IHG Rewards Select $49 US Bank Radisson Rewards Premier Visa Sig 1 $75
Chase Ink Plus $95 US Bank Radisson Rewards Premier Visa Sig 2 $75
Chase Marriott Bonvoy Boundless $95 Wells Fargo Propel World $175
Chase Marriott Bonvoy Premier Plus Business $99 Total Annual Fees $4,134

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Work from Home Diary 1: Cancelling My Ireland & Kauai Trips

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Good morning everyone, I hope your week is going well.  These are very uncertain times and I have difficulty finding motivation to write about anything travel related.  Therefore, I decided to share my feelings in a series of Work from Home Diary posts.  Feel free to share your work from home feelings in the comments section below.

First of all, I am very fortunate that I work for a company where we have the ability to work from home.  My heart goes out to everyone affected in the retail industry, travel/hospitality industry, restaurant/bar industry and many other industries that are affected by the coronavirus.

Last week, my company gave us the option to work from home or go into the office. I decided to work from home the entire week.  I’m used to working from home a few days a week, but working from home 5 days in a row takes a toll (both mentally and physically).  In my next diary post, I will share how I am doing in week 2.

Laura and I were supposed to fly to Ireland last Friday (March 13) for a week for her spring break (she is an assistant principal).  On Wednesday evening (March 11), the Europe travel ban was announced and we decided to cancel our Ireland trip.  I cancelled our Aer Lingus flights booked with British Airways Avios, hotel awards booked at Hyatt and Radisson Blu, Hertz rental car, and a few Expedia activities.  Canceling everything online only took a few minutes and thankfully everything resulted in a full refund, with the exception of the $55 cancellation fees per person charged by British Airways (I called to see if they could be waived, but it was not possible). Continue reading →

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I Cancelled My Last Minute Trip to Hawaii [Rescheduled for June]

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Reposted on 3/17/20 at 7:30am

Updated 3pm PT on 3/14/20: I was planning on going to Kauai in March but have rescheduled my trip to Kauai for June.  I have cancelled / rescheduled all the reservations below.

Good afternoon everyone, I hope your Friday is going well.  As a sequel to yesterday’s post (I Cancelled My Trip to Ireland), we decided to go to Kauai instead for Laura’s spring break (we went to Kauai 2 years ago for Laura’s spring break as well).  I checked flights from the Bay Area to Hawaii and flights were in the $100-$130 price range each way to all the Hawaiian Islands.  Prices were so cheap that it was a better deal to pay for flights than to book award tickets.

Laura had ~52K Southwest Airlines Points in her account, so we booked 2 roundtrip tickets from Oakland (OAK) to Lihue, Kauai (LIH) using 50,292 SWA points and $22.40 in taxes/fees ($5.60 per person per flight).  About an hour later, I checked the flight prices and saw a price drop.  I immediately rebooked the SWA flight for free and saved 8,174 SWA points.  This morning, I checked the flights again and saw more price drops.  I quickly and easily rebooked those flights using the SWA app.  After the dust settled, our SWA flights now cost a total of 35,087 SWA points (a savings of 15,205 SWA points in ~12 hours).  I kind of feel bad that the prices keep dropping so dramatically (but I will keep checking the flight prices to see if they get any cheaper).

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