Good morning everyone, I hope you all had a great Fourth of July holiday. Lately, there has been a lot of news about new Chase credit cards and upgrade options for 3 Chase hotel credit cards. I have all 3 Chase hotel credit cards (Marriott, Hyatt and IHG) so I had to decide if I wanted to upgrade any, all or none of my credit cards. The old and new credit cards are good for some people, but everyone’s situation is different. I will share my thought process about keeping or upgrading each credit card. Since everyone travels differently, you may agree or disagree with my decisions.
Before I share my decisions, here is where I stand on hotel loyalty programs. I am very loyal to chain hotels and would rather stay at a chain hotel than an independent hotel or Airbnb. But I do not have loyalty to a specific hotel loyalty program. I consider myself a free agent and do not care about hotel elite status unless it is given to me free for having the credit card. Lastly, I spend 1-2 nights a year at Marriott, 4-8 nights a year at Hyatt, and 5-7 nights a year at IHG (I divvy the rest of my hotel stays between Hilton, SPG, and Radisson Rewards). I use points and free night certificates for the stays as much as possible, unless the cash rate is cheap. Without further ado, let’s get started.