Tag Archives: Travel Credit Cards

blue letters on a white background

4 Buy Miles / Points Promos Ending Soon: United (100%), Etihad (30%), Choice Hotels (25%) & Alaska Airlines (20%)

Good afternoon everyone, happy Friday! I was working on my Buy Miles & Points Page and found 4 offers that end in the next few days.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 4 offers that end soon.

Up first, United Airlines is offering up to a 100% bonus, depending on the number of United Airlines MileagePlus Miles you purchase. This offer expires on August 25.

a screenshot of a sign

Continue reading

a blue yellow and green logo

American Express No Longer Accepted on eBay (You Can Still Pay with AMEX via PayPal & Venmo)

Good morning everyone, I hope your weekend is off to a great start.  Unfortunately, if you were planning on shopping on eBay with your American Express cards today, you will run into an issue.  Effective today (August 17, 2024), American Express cards are no longer accepted on eBay as a form of payment.  This announcement came out of nowhere, but it sounds like the decision came from eBay’s side, instead of AMEX’s side.  But, there is a workaround if you add your American Express card to your PayPal or Venmo account.

a screenshot of a mail

Continue reading

a close-up of a logo

What Should I do with 85K Expiring Citi ThankYou Points? [TYP Transfers Completed 8/15]

Updated 8/15/24 at 2pm PT: With 2 Citi ThankYou Points (TYPs) transfer bonuses set to expire in 2 days on August 17, I decided to take advantage of them before the deadline.  As a reminder, here are the transfer bonuses:

    • 25% transfer bonus to Air France / KLM Flying Blue (expires August 17, 2024)
    • 20% transfer bonus to Wyndham Rewards (expires August 17, 2024)

I was lucky enough to snag one of the Super 8 promo packages (15,000 Wyndham Rewards Points for $8.88), so I currently had 45,000 Wyndham Rewards Points.  I wanted 90,000 points for 6 nights at the 15,000 point pricing or 3 nights at the 30,000 point pricing (which I will probably use to book a 3 night Vacasa vacation rental up to $500 / night).  Since I also have a Barclays Wyndham Rewards Earner Business Credit Card, I get a 10% discount on award bookings, so instead of 90,000 points, I only need 81,000 points.  Here is the math: 81,000 points – 45,000 points = 36,000 points / 1.2 (for the 20% transfer bonus) = 30,000 points.  I transferred 30,000 TYPs into 36,000 Wyndham Rewards Points and combined with my existing 45,000 points, so my new balance is 81,000 points.

I needed to book a hotel for 1 night and found a Radisson hotel for 25,000 Choice Hotels Points.  I currently had 1,000 points, so I transferred 12,000 TYPs into 24,000 Choice Hotels Points (thanks to the 1,000 : 2,000 transfer ratio).  24,000 points + 1,000 points = 25,000 points.

Lastly, I wanted to use up the remaining expiring TYPs for a transfer to Air France / KLM to take advantage of the 25% transfer bonus.  I had 43,370 expiring TYPs, so I transferred 44,000 TYPs into 55,000 Air France / KLM Flying Blue Miles which I hope to use for a business class award to / from Europe next Summer.

a screenshot of a computer


Good afternoon everyone.  A few weeks ago, Laura transferred all 85K Citi ThankYou Points (TYPs) to my account in preparation of converting her Citi Strata Premier Credit Card into a no annual fee Citi credit card.  Now I have 85K TYPs that I need to use / redeem within 90 days before they expire.  In this post, I will walk you through the transfer process, show you how to find your points expiration date, and share my thoughts on how I plan to use the TYPs before they expire.

To get started, here is how you transfer your TYPs to another user.  Sign into your TYP account, click on More Ways to Redeem, and click on Points Sharing.  As mentioned above, once you transfer the TYPs, the recipient has 90 days to use the points before they expire.  Each calendar year, you can transfer out up to 100K TYPs and you can receive up to 100K TYPs.  You can transfer any amount of points from 1 point up to your entire balance.  Lastly, you will not earn a 10% rebate by transferring points to another user if you have the Citi Rewards+ Credit Card.

a screenshot of a social media account

Continue reading

blue letters on a white background

My United Airlines Account & MileagePlus X App were Hacked, My Journey to Restore Access

Good afternoon everyone.  A few weeks ago, Laura and I were driving to Lake Tahoe for vacation.  During the drive, I started getting emails from the MileagePlus X app (the app where you can earn United Airlines miles for buying gift cards).  The first confirmation email came in at 12:48pm for a $10 Apple eGC.  Then over the next 5 minutes, I received 4 more confirmation emails for $500 Saks Fifth Avenue eGCs.  Uhh oh, this was bad.  Then I got an email from United Airlines that said:

Your MileagePlus account information has been updated – We wanted to let you know your MileagePlus account information has changed. For your security, we can’t specify exactly what was updated, but it may include your address, phone number, password or other details.

Oh boy, now the hacker had signed into my United Airlines account and changed my email or password.  We exited the freeway and stopped at a gas station.  We changed seats so Laura could drive the car and I could call United Airlines about my hacked account and US Bank to report the credit card fraud.  This was the start of my journey to restore access to my accounts.

a screenshot of a website

Continue reading

a grey credit card with a black and white design

My 2 Retention Offers on Citi Strata Premier Credit Card

Good morning everyone.  A few days ago, the $95 annual fee posted to my Citi Strata Premier Credit Card.  I never use this credit card for purchases (I have other Citi and non Citi credit cards that have better bonus categories and bonus multiples), but I keep this credit card for the ability to transfer my Citi ThankYou Points (TYPs) out to transfer partners.  As part of my routine, whenever a credit card annual fee posts to any of my accounts, I call the credit card company and ask for a retention offer (read my recent post Midyear Review: My Credit Card Retention Offer Thought Process & Results).

Since I haven’t put any purchases on this credit card in several months, I was doubtful that I would receive any retention offers, but I wouldn’t know for sure until I called.  During the call, I told the rep that I was considering closing the account due to the $95 annual fee.  The rep transferred me to the retention offer department.  Surprisingly, the retention offer rep had 2 decent offers available:

1: Receive a $95 statement credit + 1,000 TYPs after spending $1,000 on the credit card each month for 3 consecutive months

2: Receive 10,000 TYPs after spending $3,000 on the credit card in the next 6 months

Continue reading