Tag Archives: US Bank FlexPerks

US Bank FlexPerks: No Foreign Transaction Fees, 1,000 FlexPoints for Joining Visa Checkout, 3,000 FlexPoints for Spending $5,500, and other Offers (Targeted?)

FlexPerks Visa Signature Card

US Bank FlexPerks: No Foreign Transaction Fees, 1,000 FlexPoints for Joining Visa Checkout, 3,000 FlexPoints for Spending $5,500, and other Offers (Targeted?)

Thanks to Dan for the heads up.  Apparently US Bank listened to me and got rid of the foreign transaction (FOREX) fees on their US Bank Flexperks credit card.  Previously, I wrote The US Bank FlexPerks Travel Rewards Visa might be the Worst Travel Credit Card Ever stating that this was the only chip and signature card that had FOREX fees.  I’m glad they fixed that mistake.

US Bank FlexPerks No FOREX

if only they could update their terms and conditions page to match the new FOREX fee change.

FOREX Fees FlexPerks

The following offers may/may not be targeted.  With that said, I am including the links for all the offers.  Therefore, some of the links may/may not work.  Good luck!   Continue reading

a woman with blonde hair and a green shirt

Random News: Chase Ink Plus 70,000 Point Sign Up Bonus Targeted Letter, US Bank FlexPerks Credit Card Refer A Friend, Multiple Business Cards for Visa Savings Edge, and a Cheesecake Factory AMEX Offer

I apologize for all the Chase Ink Bold/Plus coverage lately, Chase just has a thing for me.  In today’s mail, they sent me a targeted letter to sign up for the Chase Ink Plus Business Credit Card (currently I have 2 Ink Bold cards only).  The offer is identical to the currently available bank offer of 70,000 Chase Ultimate Reward Points offer after spending $5,000 in 3 months.  The $95 annual fee is not waived for this offer.

Chase Ink Plus 70k Front

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How to Book Airfare with US Bank FlexPerks

FlexPerks Visa Signature Card

How to Book Airfare with US Bank FlexPerks

I’ve talked about US Bank FlexPerks a few times in the past:

I *highly* recommend reading the post from May 11 that highlights my way of MSing FlexPerks.  The brief run down is:

  • 20,000 FlexPoints = up to $400 in travel
  • To earn 20,000 FlexPoints, you need to spend $10,000 in grocery stores (2x on all grocery store purchases)
  • $10,000 / $500 Gift Cards = 20 Gift Cards
  • 20 Gift Cards x $5 activation fee = $100 out of pocket expense
  • $400 in travel – $100 out of pocket expense = $300 “free travel money”

Some other interesting points of FlexPoints:

  • Get 3,500 FlexPoints each cardmember year you spend $24,000 in net purchases, which can be redeemed for your annual fee or towards other rewards of your choice.
  • Get up to a $25 airline allowance with every award travel ticket good towards baggage fees, in-flight treats and more. (Ohhh in-flight treats/food/drinks – After travel, just call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of your award ticket travel flight.)
  • Earn frequent flyer miles on the airline you fly for your award travel flight.

To read the entire article, please click here.

a blue text on a white background

How to Redeem US Bank FlexPoints for Airlines Tickets

I’ve talked about US Bank FlexPerks a few times in the past:

I *highly* recommend reading the post from May 11 that highlights my way of MSing FlexPerks.  The brief run down is:

  • 20,000 FlexPoints = up to $400 in travel
  • To earn 20,000 FlexPoints, you need to spend $10,000 in grocery stores (2x on all grocery store purchases)
  • $10,000 / $500 Gift Cards = 20 Gift Cards
  • 20 Gift Cards x $5 activation fee = $100 out of pocket expense
  • $400 in travel – $100 out of pocket expense = $300 “free travel money”

Some other interesting points of FlexPoints:

  • Get 3,500 FlexPoints each cardmember year you spend $24,000 in net purchases, which can be redeemed for your annual fee or towards other rewards of your choice.
  • Get up to a $25 airline allowance with every award travel ticket good towards baggage fees, in-flight treats and more. (Ohhh in-flight treats/food/drinks – After travel, just call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of your award ticket travel flight.)
  • Earn frequent flyer miles on the airline you fly for your award travel flight.

With that said, here is how to redeem US Bank FlexPerks for airfare.  Find a flight you want that costs less than $400, but ideally as close to $400 as possible.  20,000 FlexPerks can be used on a $100 ticket, a $200 ticket, a $300 ticket, or a $399 ticket.  All those tickets cost the same number of FlexPerks, so find the best flight and don’t worry about the cost.  In the example below, I need to get from SFO to LAS for a bachelor party and need these specific flights.  Southwest Airlines and Virgin America have flights at the same time that are both more expensive than the flight shown below.

ITA Matrix SFO-LAS Flight $381

Log into your US Bank account and click on My Accounts and My Rewards.

US Bank My Rewards

Click Redeem Rewards under your Flexperks credit card.

US Bank My Rewards Redeem Rewards

Click on Travel Rewards in the center of the screen.  You will be able to see your current Flexperks balance in the upper right corner.

US Bank My Rewards Redeem Travel Rewards

Click on Explore Travel in the center of the screen.

US Bank My Rewards Redeem Travel Rewards Explore Travel

Remember, these are the flights, times, and flight numbers of the flights I want to book.

a screenshot of a ticket

Enter your search terms into the search box.  You can book round trips, one way trips, or multi-destination trips (great for 2 random one ways to maximize the value out of your Flexperks.  Then click Search Flights at the bottom.

US Bank Search For Flights

The Flexperks online portal is run by Orbitz, in case you were wondering.  The search results are grouped by airline and number of stops.  Click the box that corresponds with the flight you want to book.  As you can see, almost all the flight options shown are at the 20,000 Flexperks level (cost of airfare is $400 and below).

US Bank Flight Search Results Top

Find the outbound flight you want from the list of choices.

US Bank Flight Search Results SFO-LAS

Then find the return flight you want from the list of choices. Hint: avoid clicking on any flight that is not 20,000 FlexPerks (see the big red X?).

US Bank Flight Search Results LAS-SFO

This page shows a preview of your flights as well as the number of Flexperks you will redeem for the itinerary.  It is nice the FlexPerks pays for the whole flight including taxes and fees.

US Bank Flight Chosen Top

US Bank Flight Chosen Bottom

Enter the passenger’s personal information, frequent flyer account info (you can change/enter this info later), and click Continue.

US Bank Enter Passenger Details

Enter the passenger’s contact information and click Continue.

US Bank Enter Passenger Contact Information

Pick your outbound and return seats then click Continue.  If you have elite status with the airline, you may want to wait until after the flight is booked and make your seat selection from the airline’s website.

US Bank Seat Selection

Preview the price of the ticket one last time and click Complete Reservation.

US Bank Review Flight

Your reservation is complete and your Flexperks balance will show your new balance.  Click View Trip Details to view/print your itinerary.

US Bank Flight Purchased

Here is your flight itinerary.  Check your email for an email from FlexPerks.  You will find the reservation number for the airline that can be used to view/change your reservation online.

US Bank Flight Ticket Information

US Bank Flight Ticket Information Bottom

I can find my reservation on United.com just by entering my United Confirmation Number.  From here, you can change your seats, enter your TSA pre Check number, or change your frequent flyer account attached to the reservation.

United Confirmation and Reservation

Back in your US Bank Flexperks account, you can view your Points Summary and remaining Flexperks balance.

US Bank Manage Points

Also, you can transfer Flexperks to anyone with a Flexperks credit card account.  If you need to purchase FlexPerks, you can do so online in 1,000 point increments for $20 each.

US Bank Transfer Points

If you have any questions, please leave a comment below.

Lesser Known Perks of the US Bank FlexPerks Travel Rewards Credit Card

FlexPerks Visa Signature Card

Lesser Known Perks of the US Bank FlexPerks Travel Rewards Credit Card

(Hat Tip to the US Bank website – link)

I really like my US Bank FlexPerks Credit Card (besides the fact that it has a Chip and Signature and charges FOREX fees – link), since it is a great way to manufacture spend you way to free travel (link).  In this post, I want to highlight some of the lesser known perks of the US Bank FlexPerks Travel Rewards Credit Card, such as the 3,500 bonus FlexPerks you will receive after spending $24,000 in 12 months.

FlexPerks Superior Value

Since the card earns 2x points at grocery stores, I plan on using this card to buy $500 gift cards at my local grocery stores.  Including the $5.95 gift card activation fee, my total will come out to $505.95, which will earn 1,012 FlexPerks Points.  Assuming I bought 48 $500 gift cards over the next 12 months, that would put me across the $24,000 12 month limit.  48 gift cards would cost me $285.60 in activation fees, but would generate 48,576 FlexPerks Points (48 x 1,012).  Adding in to the 3,500 bonus FlexPerks Points, your new total comes to 52,076 FlexPerks Points.

FlexPerks Gift Cards $24,000

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