Good afternoon everyone. I was recently approved for a US Bank Cash Plus Credit Card (still waiting for the card to arrive in the mail). However, the credit card already shows up on my US Bank online account with a link to enroll in Q3 cash back categories. This is my first time looking at US Bank’s cash back categories and here are my thoughts on the enrollment process and the cash back categories.
Warning: if you are just starting out with rewards-earning credit cards, please do not apply for several credit cards at the same time. You are responsible for your credit history and credit scores. You have been warned…
Good evening everyone. Last month, I wrote July 2015: My 8 Credit Card App-O-Rama Game Plan and I shared my plans/reasoning for applying for the below 8 credit cards.
After listening to your feedback and suggestions, I decided to make some changes to my App-O-Rama plan. The table below shows the 7 credits that I ended up applying for. Here are my reasons for not applying for a few of the credit cards:
Good evening everyone, this is just a short post before I go to bed. I currently have a love-hate relationship with Club Carlson. At first I loved them, but now it seems like Club Carlson hates me. Let me explain…
As you all know, the Last Night Free perk ended June 1 and everyone redeemed as many Club Carlson points as humanly possible (I even borrowed leftover points from friends so I could scrap together enough Club Carlson points to squeeze out one last reservation). With low Club Carlson point balances and no more spending on their personal and business Club Carlson credit cards, I was expecting a few targeted spending offers from US Bank / Club Carlson. Well, today is the day I got my first targeted spending offer and it is… TERRIBLE! Let me explain…
Any takers? I didn’t think so…
Good morning everyone, happy Amazon Prime Day! I couldn’t sleep last night, so I bought a new AmazonBasics 12-Sheet High-Security Micro-Cut Shredder at 3am and then I read Doctor of Credit’s post about Amazon eGift Cards on sale and bought those too. If you do purchase anything today, please consider using my Amazon affiliate link. Thank you, thank you, thank you! Happy 20th birthday Amazon!
Anyway, with the recent news about FTU Advanced Newport Beach, I thought I would list all the meetups and travel conferences that I will be attending throughout the end of the year. These are in chronological order and there may/may not be tickets left to purchase.
Let’s start with a local meetup in San Francisco. This group is relative new, but the turnout of 30-50 people is impressive. They have formal presentations once a month and then breakout discussions afterwards. The organizers of this meetup are very passionate and knowledgeable.
Disclosure: if you are just starting out with credit cards, do not follow in my footsteps. I have years of experience with credit card applications, reconsideration calls, and managing my finances. You are responsible for your credit score and finances. You have been warned.
Good evening everyone, I hope you had a great weekend. I got sunburned Saturday sitting at Faction Brewery in Alameda and got another sunburn Sunday on a hike. After doing my Sunday chores, I decided to plan my upcoming App-O-Rama. Here is my current App-O-Rama plan. Please let me know if you have any thoughts on the credit cards I am applying for.