Tag Archives: US Bank

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Redeem US Bank Cash Plus (Cash+) Cash Back for Statement Credit (& $25 Bonus)

Good morning everyone, happy Thursday!  In this post, I will show you how to redeem your US Bank Cash Plus cash back for a statement credit (or deposit into a linked bank account or for a Visa Gift Card).  I recently signed up for the US Bank Cash Plus Credit Card when there was a $100 sign up bonus.  I spent $2,000 on the card buying Sears eGift Cards (5% cash back category), so I ended up having exactly $200 cash back in my US Bank Cash Plus account.

US Bank Cash Plus Statement

You can view your current cash back balance and the breakdown of the cash back by logging into your US Bank online account, clicking the My Accounts tab, then My Rewards, then Rewards History.  If you have multiple US Bank credit cards, you will have to select the card from the drop down menu.  My account shows the sign up bonus, the base earnings for my Sears purchases, and the bonus cash back.

US Bank Cash Plus Rewards History

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Targeted US Bank FlexPerks Credit Card Offers: 2,500 Bonus FlexPoints and 12 Free Gogo WiFi Passes

Hat Tips (thank you guys!):

Good evening everyone, I’m a little behind in sharing the US Bank FlexPerks news, but better late than never.  I received the following email from US Bank showing a few (targeted?) offers for my US Bank FlexPerks Visa Credit Card.  To see your targeted offers, click here and log in with your FlexPerks account number (not your credit card number) and the last 4 digits on your FlexPerks credit card.  I have both the US Bank FlexPerks Visa Signature and American Express version and all the good offers showed up on my Visa Signature card.  Sorry American Express cardholders, all you get is access to Serve online reloads and AMEX Offers (not a bad trade-off).

US Bank FlexPerks Holiday Offers

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Chase Ink Plus $95 Statement Credit and Other Retention Offer Tips and Tricks

(Hat Tip to Kenny @ Saverocity for the inspiration)

Good evening everyone, I am writing this blog post from The Hall, a bar/restaurant in SF as I wait for a few travel hackers to join me.  This morning on BART, I read Kenny’s post about his recent Citi retention offers and I thought I would share my retention offer strategy and a few tips and tricks.  I’ve probably mentioned these tips and tricks a few times on this blog, but a refresher is always welcome.

Let me recap my recent retention offer call to Chase regarding my Chase Ink Plus Business Credit Card.  The $95 annual fee was going to post at the end of this month and I haven’t used this credit card in 6+ months (my Chase Ink Bold Business Credit Card get’s all my love).

Chase Ink Plus Business Credit Card

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Comparing US Bank’s Free Credit Score with other Free Credit Score Services

Good morning everyone, I hope you all had a great weekend.  A few days ago, I noticed that US Bank began offering free credit scores online.  Before I review the credit score feature, I wanted to get a few credit card and credit score annoyances off my chest.

[rant on]

Whenever I talk to people about credit cards, I eventually reveal that I have 30+ credit cards.  Since most people think having 2-3 credit cards is a lot, they automatically assume I have thousands of dollars in credit card debt.  It is annoying that people assume you have a shopping addiction and have no financial responsibility – that couldn’t be further from the truth.

People also ask about my credit score, since they assume it is 1 static number (like your age or height) – that couldn’t be further from the truth either (below, I compared my credit score from 5 different services).  There is actually no single credit score since each credit bureau (Experian, Equifax, and TransUnion) each have their own scoring models and reports, which subsequently produce different credit scores.  When people ask me what my credit score is, I don’t tell them a number, but I do say, “I have a great credit score, good enough to be approved for 30+ credit scores.” Here are 2 other annoying misconceptions that I want to put to rest about having 30+ credit cards:

  • I do not carry all 30+ credit cards with me at all times – I only carry my Citi Forward and AMEX Old Blue Cash on a daily basis
  • I do not use all 30+ credit cards every month – aside from meeting minimum spends on new credit cards, I only use 4-6 credit cards in any given month

[rant off]

Now with that off my chest, let me show you the new US Bank credit score feature.  After you log into your US Bank online account, click Check My Credit Score for Free on the left hand side.

US Bank Check Credit Score Free

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AMEX Offers for Dropbox, Adobe, Sleepys, Timberland & More

Good morning everyone, a few days ago I wrote New AMEX Offers: $50 Off $200 RocketMiles.com, $30 Off $150 Lowe’s, and More.  I have a few new AMEX Offers to share, including Dropbox, Adobe, Sleepys, Timberland, 1800Flowers.com, Vital Choice Seafood and Organic Food, Puritan’s Pride, and Oak Hall.  None of these offers are great for MS unless you are considering Frequent Miler’s post on converting Discover cash back to frequent flier miles.

Dropbox AMEX Offer

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