Good morning everyone, I have a dilemma on my hands. The $450 annual fee is posting in the next 2 months on my JPMorgan Chase Ritz Carlton Credit Card and I need to decide if I should keep both my Chase Sapphire Reserve Credit Card and JPMorgan Chase Ritz Carlton Credit Card. Both credit cards have $450 annual fees and I don’t *need* both credit cards, but what should I do? As a reminder, I recently converted my Chase Freedom into a Chase Sapphire Reserve, but I have had my JPMorgan Chase Ritz Carlton Credit Card for almost 3 years (I applied for this credit card when the sign up bonus was 140,000 Marriott Points). I will walk through all the perks for both credit cards and see if I have a clear answer by the end of this post.
Some miles and points take a lot of time and effort to earn. So it’s great when earning miles and points take no time or effort at all! It’s rare, but opportunity does knock from time to time. Here’s one that came knocking recently, and it reminded me to make sure you’re aware of it as well. American Express cards come with an option to enroll in their Extended Payment Option. This allows you to pay off purchases over time. Now, we all pay off our credit cards every month, right? So we don’t need to USE this option, but I’ve noticed over the years that from time to time, American Express offers Membership Reward points JUST for enrolling your card.
Every now and again, I’ve looked to see if my cards were targeted for these offers. Nope, no luck, until recently, that is. I got this offer on my American Express Business Platinum Charge Card, which I keep for the Centurioun Lounge benefits. I’ll take 10,000 American Express Membership Reward points earned this easily any day of the week. So I enrolled my card.
Updated 9am PT on 10/15: Promo details now show up in the Payment Rewards section.
Good morning everyone, happy Friday. I just got this email from Citi, so it might be targeted, but if you have a Citi Double Cash Credit Card, you can earn up to $120 in Uber credit when you pay with that credit card for UberPool rides. You need to add the promo code to your Uber account (which I will show you below) and then pay for your next UberPool ride with your Citi Double Cash Credit Card. After that ride, you will earn $15 in Uber credit which you can apply to your next UberPool ride (or maybe to Uber or UberEats, I’m not sure). You can do that up to 8 times to earn $120 in Uber credit. Sounds pretty good to me, since most good Uber promos are just for first time customers.
Hot off the World of Hyatt presses, another new program has just been announced giving us new ways to earn and redeem Hyatt Points! Do you need some inspiration for finding your next travel destination or experience? World of Hyatt members can now book one-of-a-kind Travel-worthy Experiences through IfOnly. These Travel-worthy Experiences, located across several destinations in the U.S. and Europe, is another step in Hyatt’s strategy to engage with high-end travelers.