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YTD How I Earned & Redeemed My Citi ThankYou Points

Good afternoon everyone, I hope you had a great weekend.  I thought it would be interesting to share how I earn and redeem my Citi ThankYou Points (TYPs), in case any readers were interested in my strategy.  From January 2024 through October 2024, I earned 44,150 TYPs from my Citi credit cards – here is the breakdown:

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My Frustrating Experience with Etihad Guest Customer Service and the Virtual Visa Reward Card App #rant

Good morning everyone, I hope your week is going well.  I have a rant to get off my chest about Etihad Guest customer service and the Etihad Reward Card app.  Long story short, 2,500 Etihad Miles expired while my account was suspended and I wasted 907 Etihad Miles on a $5 Amazon gift card balance reload.  I understand that the previous sentence makes no sense, but if you will indulge me, here is the complete story…

I received an email from AwardWallet on September 23, that my 2,500 Etihad Miles were going to expire in 7 days on September 30.  I received a reminder email from AwardWallet a month earlier about these expiring miles, so I transferred 1,000 American Express Membership Rewards Points to my Etihad account because I *assumed* that receiving more miles would keep my current stash of Etihad Miles from expiring.  Wrong!

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Switching Marriott Bonvoy Business Credit Card from Chase to American Express Paid Off with 5 Marriott 50K Free Night Certificates

Updated at 8:30am on 10/9/24: I updated this post after the sign up bonus posted a few days ago.


Good morning everyone, I hope your week is going well. This post has been a work in progress for several months since March 2024.  Let me explain.  Back in March 2024, American Express had an increased sign up bonus on the American Express Marriott Bonvoy Business Credit Card that offered 3 Marriott 50K Free Night Certificates (FNC) after spending $6,000 in 3 months.  That was a great offer, but due to Marriott’s Eligibility Matrix (see Frequent Miler’s awesome chart), I wasn’t eligible for the AMEX Marriott Bonvoy Business Credit Card because I currently had the Chase Marriott Bonvoy Premier Plus Business Credit Card. I would need to close my old Chase card, wait 30 days, and then apply for the new AMEX card.

This was a big gamble because there was no guarantee that the AMEX card would have a decent sign up bonus again in the future and because my Chase card was no longer available, so once I closed that card, I could never get it back.  I strongly prefer to hold onto cards that are no longer available, like my Chase Ink Plus and my JPMorgan Chase Ritz Carlton.

The increased sign up bonus on the AMEX card ended on March 20, 2024, and my Marriott 35K FNC from the Chase card would post the following month in April 2024.  As expected, the FNC posted to my Marriott account on April 15, 2024, and now was the time to proceed with my plan.

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Reminder: Use Your 4 Free Upgraded Boardings with the Chase Southwest Airlines Priority Credit Card (Earn 3x Points & Trigger Chase Offers)

Good afternoon everyone, I hope your week is going well.  I received this email from Chase last week about the benefits on my Chase Southwest Airlines Priority Credit Card.  The $75 Southwest Airlines travel credit and 7,500 anniversary Southwest Airlines Points make it easy to justify paying the $149 annual fee (those 2 perks basically cover the cost of the annual fee), but don’t forget about the 4 free Upgraded Boardings which you can use to move up to A1 – A15.  Not only will those 4 Upgraded Boardings be reimbursed by your card, you will also earn 3x Southwest Airlines Points on the purchases and you can even stack a Southwest Airlines Chase Offer, if the stars align.  Let me show you what I mean.

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5 Buy Miles / Points Promos Ending Soon: IHG (100%), Hyatt (20%), Choice Hotels (50%), Air Canada (75%) & Spirit Airlines (60%)

Good afternoon everyone, happy Friday! I was working on my Buy Miles & Points Page and found 5 offers that end this week.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are the 5 offers that end soon.

Up first, IHG Hotels is offering up to a 100% bonus, depending on the number of IHG One Rewards Points you purchase. This offer expires on October 5.

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