Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.
Good afternoon everyone, I hope you had a great weekend and your week is off to a great start. As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet. In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved). I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months. After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card. When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee. Here are the results of my retention call.
Good evening everyone. Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms. I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits). For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards. Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things. Here is my attempt to provide some insight about these changes. Just a heads up that American Express likes to repeat the same information in different places. This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.
Good afternoon everyone. I was reviewing my recent Wells Fargo Propel World Elite Credit Card statement and noticed a few changes regarding Go Far Rewards. There are 4 changes that affect electronic gift cards, forfeiture of points at death, misuse / gaming, and daily limits on cash redemptions. I’m not very familiar with the Go Far Rewards program, but I will attempt to provide some insight about these changes. The first change is positive. You can now use points from a Rewards Pool (similar to a family share account) to redeem for an electronic gift card (eGC). I must really be out of the loop since I did not know you could pool Go Far Rewards or redeem points for eGCs.
Good morning everyone, I hope your weekend is off to a great start. I was checking my Chase account this morning and spotted 3 new Chase Offers. I looked at my Chase account yesterday (July 31), but they were not there, so I’m guessing these offers started for everyone today (August 1). Lucky for me, these 3 travel offers all showed up on my Chase Sapphire Reserve Credit Card, but this is also my most used Chase credit card. Your mileage may vary, but I had 3 great travel offers:
Alaska Airlines: 10% cash back (minimum purchase of $50, maximum cash back of $31)
IHG Hotels: 10% cash back (minimum purchase of $100, maximum cash back of $31)
Gaylord Hotels: 15% cash back (minimum purchase of $100, maximum cash back of $63)