Category Archives: Credit Cards
No Upcoming Hilton Stay? Turn Your Credit Into a $50 Snack Shopping Spree
Posted on by Grant. 12 Replies
Reposting on 3/15/2025: as we approach the end of Q1, you only have 2 more weeks to use your Q1 $50 Hilton Credit from your Hilton Surpass credit card and AMEX Platinum card. Don’t despair if you don’t have any upcoming Hilton stays, just go on a Hilton snack shopping spree! Read the full post for more details.
Reposting on 12/10/2025: as we approach the end of the year, you only have 3 weeks left to use your Q4 $50 Hilton Credit from your Hilton Surpass credit card and AMEX Platinum card. Don’t despair if you don’t have any upcoming Hilton stays, just go on a Hilton snack shopping spree! Read the full post for more details.
Good afternoon everyone, I hope your week is going well. Last week, I received a reminder email from Hilton about the Q4 $50 Hilton credit on my American Express Hilton Honors Surpass Credit Card. I also receive another Q4 $50 Hilton credit from my American Express Business Platinum Card. In the past, it was easy to use both credits, I’d simply book a Hilton stay once a quarter. But things are a little different now with a newborn at home. So when Q3 was coming to an end, I had to get creative to make sure those Hilton credits didn’t go to waste.
Maximize Instacart Savings with $10 / $20 Chase Credits & Discounted Gift Cards
Posted on by . 11 Replies
Good afternoon everyone, I hope your weekend is going well. I’ve been a big fan of Instacart ever since Chase added $10 and $20 Instacart credits to many of their cobranded credit cards in May 2025. Before then, I had never used Instacart because I assumed the grocery prices were significantly higher than shopping in-store and I actually enjoyed going to my local grocery stores. Between my wife and I, we currently have 8 qualifying Chase cobranded credit cards, which provide $80 – $100 in Instacart credits each month. When you combine those credits with discounted Instacart gift cards, it becomes possible to have groceries delivered to your front door for a fraction of the normal cost.
Redeeming Wells Fargo Rewards Points: My Plan of Attack
Posted on by . Leave a reply
Good afternoon everyone, happy Friday! This morning, I was looking at my Wells Fargo account and trying to decide what my long-term strategy (aka my plan of attack) should be for my stash of 62,320 Wells Fargo Rewards Points. If you were a former Bilt Card 1.0 member, then there is a good chance your card was converted to the no annual fee Wells Fargo Autograph Credit Card. I also currently have the $95 annual fee Wells Fargo Autograph Journey Credit Card. Before I share my strategy, let’s quickly review the bonus categories and transfer partners for the Wells Fargo Rewards program.
Continue reading
Breaking Up with My AMEX Coupon Book: No More Monthly, Quarterly, Semi-Annual, or Yearly Credits
Posted on by . 7 Replies
Good afternoon everyone, I hope your week is going well. I recently read a great blog post on Frequent Miler about maximizing American Express credits and it made me realize that there are a ton of AMEX credits out there right now with various frequencies (monthly, quarterly, semi-annually, and yearly). After reading the blog post, I took a look at my current American Express credit card lineup and it hit me… I don’t have any of those credits anymore and I’m not sad about that.
Continue reading
A Tale of Two Citi Strata Elite Credit Card Applications
Posted on by . 8 Replies
Good afternoon everyone, I hope your week is going well. First, a quick nod to the bookworms and literary buffs who caught the reference to A Tale of Two Cities by Charles Dickens. Now let’s fast forward to this century. In mid-December, Laura and I both applied for the Citi Strata Elite Credit Card because we were hoping to triple dip the annual benefits ($300 Hotel Credit and $200 Splurge Credit) in December 2025, January 2026, and again in January 2027 before the $595 annual fee was due. Unfortunately, “it was the best of times, it was the worst of times” in terms of instant approvals.
The Results
My application: instant denial. Laura’s application: pending.
