Category Archives: Credit Cards

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Discover It Credit Card $100 Referral Offer, Earn up to $500 / Year (Referral Links Needed)

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Good afternoon everyone, I hope your week is going well.  Discover recently sent out emails to cardholders of the Discover It Credit Card (referral link) announcing a new referral offer where you can earn $100 per referral, up to $500 per calendar year.  If you have this credit card, follow the steps in the post to generate your referral link and please post your referral link in the comments section for other readers to use.

The Discover It referee will earn $100 after being approved and making their first purchase, plus this credit card is currently offering 5% cash back on Grocery Stores and Walmart, up to $1,500 in purchases from now through September 30, 2024.

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Midyear Review: My Credit Card Retention Offer Thought Process & Results

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Good morning everyone, I hope your weekend is going well. A few days ago, I wrote about my Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions (as predicted, my success rate was terrible). Thankfully, my success rate when it comes to credit card retention offers is much better. Let me ask you a question, if you could make $50, $100, or $150+ from making a phone call, would you do it? If you said yes, then you should make credit card retention offer calls.

In this post, I will share my thought process when it comes to making retention offer calls and then share my midyear results. Here are my thoughts:

1. I call every time a credit card annual fee posts to my account. I have also found that no annual fee business credit cards sometimes have retention offers, but I haven’t had much luck with no annual fee personal credit cards. Lastly, I try to call a few days after the annual fee posts to my account, but several weeks before the credit card payment is due. Continue reading →

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Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions

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Good morning everyone, happy Friday!  I recently watched a Frequent Miler On The Air Podcast episode on YouTube where Greg and Nick reviewed their 2024 predictions, so I figured it would be fun to review My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions.  The original predictions are in black, correct predictions are in green, and incorrect predictions are in red.  Without further ado, here are my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit. – Nope, but Southwest Airlines Wanna Get Away Plus fares do offer Transferable Flight Credit that can be used for other Rapid Rewards members.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled). – Nope, not yet, but I haven’t booked any AA Web Special awards recently.
  • British Airways will add another airline (besides Finnair) to the Avios family. – Nope, not yet, Qatar and Finnair were the most recent additions.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders. – Nope, not yet, I haven’t booked many Delta awards this year.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation. – Nope, not yet, I confirmed this a few days ago when I purchased a United Airlines flight.

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Citi Custom Cash vs. Wells Fargo Attune: All Bonus Categories Listed & Overlapping Categories

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Good afternoon everyone, I hope your week is going well.  I was reading Frequent Miler’s post about the New Wells Fargo Attune card offers 4% back on Disney tickets, dance classes, golf courses and more and that got me thinking about the bonus categories on my 3 Citi Custom Cash Credit Cards (product changes from old Citi AT&T Access More Credit Cards).  I decided to do a deep dive to see how the 4% uncapped bonus categories on the new Wells Fargo Attune Credit Card compared to the 5% capped bonus categories (up to $500 spent per bonus category per statement) on the Citi Custom Cash Credit Card.  I *think* I was able to find all the similarities, but I apologize if I missed any below.

Here is the landing page for the Citi Custom Cash Credit Card which highlights the standard sign up bonus but doesn’t provide much detail on the 5% bonus categories.

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Barclays Announces JetBlue Plus Credit Card Referral Offer, Earn up to 50K Points [Referral Points Posted]

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Updated 7/8/24 at 7:50am PT: The JetBlue referral points from the recent referral promo posted on my July statement.  If you had any eligible referrals, you should see that on your July statement too.

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Good afternoon everyone, I hope your weekend is going well.  Barclays sent out emails today to cardholders of the Barclays JetBlue Plus Credit Card (referral link) announcing a new referral offer where you can earn 10,000 JetBlue TrueBlue Points per referral, up to 50,000 points per calendar year.  If you have this credit card, check your email for this offer (it may be targeted).  If you didn’t receive the email, you can still log into your Barclays online account and see if you are eligible for this referral offer.  If you want to share your JetBlue Plus Credit Card referral link, please post your referral link in the comments section for other readers to use.

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