Category Archives: Credit Cards

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My Retention Offer on Chase Marriott Bonvoy Premier Plus Business Credit Card

Good afternoon everyone, I hope your week is going well.  Last week, the $99 annual fee posted to my legacy / grandfathered Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for new members).  The only reason I keep this credit card is for the 35K Marriott Free Night Certificate, which I value slightly more than $99.  I decided to call Chase to see if I was eligible for a retention offer.  I explained to the Chase rep that I wasn’t travelling much this year and asked if the annual fee could be waived.  The Chase rep said I could get a $50 statement credit or product change to the no annual fee Chase Marriott Bonvoy Bold Credit Card.  I gladly accepted the $50 statement credit and that credit posted to my account about a week later.

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Bad News: Citi ThankYou Points Cash Out Statement Credits Don’t Earn Cash Back with Citi Double Cash

Good afternoon everyone, I hope your week is going well.  On April 10, 2021, Citi reduced the value of Citi ThankYou Points (TYPs) when redeemed for travel from 1.25 cents per point (CPP) to 1.0 CPP.  To make up for the devaluation of TYPs, Citi started allowing members with a Citi Premier Credit Card to cash out TYPs at 1 CPP in any amount, down to a single TYP (this redemption already existed on the Citi Prestige Credit Card).  With that info in mind, I wanted to test out the cash out feature on my Citi Double Cash Credit Card.  I made several small purchases and then several cash out redemptions.

Unfortunately, the cash out statement credit redemptions do not count as eligible payments, therefore they do not earn cash back on the Citi Double Cash (I missed out the normal 1% cash back for paying off the credit card).  As you can see by my recent statement, I made $88.99 in purchases, made a $5.01 payment, and $83.98 in cash out statement credits (which posted as credits instead of payments).

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Travel with Grant Turns 8 Years Old & My Top 8 Travel & Blogging Moments

Good morning everyone, I hope your weekend is off to a great start.  8 years ago today (back on May 1, 2013), Travel with Grant was born!  Even though I am not a full time blogger and writing this post from a secluded beach, I’m still very happy and grateful to still be writing and sharing my thoughts with my readers.  Every year (when I remember), I like to write a birthday / blogiversary post about TWG.  If you want to reminisce through the years, check out these old posts: Year 1, Year 2, Year 3, Year 4, Year 5, Year 6, and I forgot about year 7 during the Coronavirus Pandemic (oops).

Before I share my top 8 blogging moments, I wanted to share some advice I learned about blogging:

  • I feel like the traditional advice and reason for starting a travel blog is to “help friends and family travel.”  That couldn’t be further from the truth for me.  I was tired of telling my friends and family about all the cool credit card sign up bonuses, cool airline alliances, cool sweet spots, and having them not care at all.  I started my blog because I wanted to help people that actually wanted to travel!
  • Blogging is not a get rich quick scheme either.  Most of the time (at least for the first few years), you will be working for free or working for less than minimum wage.  Don’t start a blog for the money because you will run out of steam and enthusiasm very quickly.
  • Anyone can start a blog, but keeping a blog going week after week, month after month, and year after year takes a lot of dedication.  Which leads to my next point – write about the things that interest you.  If you are not excited about a topic, chances are your writing will come off boring and your readers will be bored too.

Without further ado, here are my top 8 travel & blogging moments (in chronological order):

May 1, 2013 – Travel with Grant is born.  I was between jobs at the time and thought that having a blog would help me get a job.  A few months later, I started working at Panasonic Avionics (in-flight entertainment and global Wifi provider), so maybe my plan worked out.  I had never started a blog, so I brainstormed blog names and chose Travel with Grant over Grant’s Trips because when you type out the URL, it looked like www . grant strips . com and I didn’t want people to be dissapointed when they clicked the link.  Looking back at the first few months of blogging is like looking at your work from kindergarten now that you are in college.  Thankfully, my writing, logo, and blog layout improved over time. Continue reading

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My Experience Booking Vacasa Vacation Rentals with Wyndham Rewards Points

Good afternoon everyone, I hope your week is going well.  A few weeks ago, Greg the Frequent Miler wrote 2 great articles about using Wyndham Rewards Points to book Vacasa vacation rentals (article 1 and article 2).  I wanted to provide my experience booking 2 Vacasa vacation rentals, so I followed the 4 steps that Greg laid out in the second article:

How to book Vacasa Vacation Rentals with Wyndham points

Here’s the step by step process that I recommend:

    1. Start your search here: www.vacasa.com/search?maxbeds=1&place=/usa/
      This link filters to a maximum of 1 bedroom. If you want more than 1 bedroom, change the filter, but keep in mind that 2 bedroom units cost twice as many points.
    2. Use the Vacasa website to find properties that are available for cash rates for your dates of interest. I recommend finding at least three options that would work for you, if possible.
    3. Email Wyndham to inquire about those properties and dates, here: triprewards.fulfillment@wyndham.com OR call: (506) 646-2943
    4. Put a reminder on your calendar 31 days or more before your stay to remind you to cancel if it doesn’t look like the stay will work out. Bookings are non-refundable within 30 days.

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I Converted my Chase Sapphire Reserve to Freedom Flex – Here’s Why & What Happened Next

Good afternoon everyone, I hope you had a great weekend.  I had a fun time watching the latest FTU Virtual Seminar on Saturday (April 10) and am looking forward to attending the next FTU Virtual Seminar on May 22.  In other news, I officially redeemed all my Chase Ultimate Rewards Points last week.  Yes, you read that correctly, I now have 0 Chase Ultimate Rewards Points across all my Chase credit cards.  Every month when our credit card statements would close, I would transfer the points from my Chase Ink Plus, Chase Ink Bold, and Laura’s Chase Freedom to my Chase Sapphire Reserve.  I would then redeem the points via Pay Yourself Back toward recent grocery and restaurant purchases.

Since it has been more than 4 years since I last got a sign up bonus on the Chase Sapphire Preferred Credit Card or Chase Sapphire Reserve Credit Card, I plan on applying for the Chase Sapphire Preferred soon to get the increased sign up bonus.  Before I apply for the CSP, I redeemed all my points and converted my CSR to a Chase Freedom Flex Credit Card.  In this post, I will show you what happened next.

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