I swear this happened the other day because I could not make this stuff up, even if I tried. And it’s by far the number one mistake people make in gathering miles and points. I’m in line to pay for groceries and the man in front of me pulls out a credit card to pay for his items. I have a curious nature, so I always look to see what credit card people use for their expenses. I contorted my body in several different directions in order to catch the name on the card and it was a, drum roll please… TJ Maxx Credit Card. Who knew TJ Maxx even had a credit card? And I’m not judging people who shop at TJ Maxx. Observing this man using his TJ Maxx Credit Card at a grocery store reminded me of all the other friends and family members I have who use these affinity cards. Using affinity cards doesn’t make sense if the goal is to travel more for less. Credit cards that accrue flexible points and miles so they can be used on various airlines and at multiple hotel chains makes much much much better sense! Continue reading →