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Transfer Times from Citi ThankYou Points to American Airlines: Miles Posted 12-13 Hours Later

Good morning everyone, I hope you had a great weekend.  Yesterday morning, Frequent Miler wrote You Can Now Transfer Citi ThankYou Points To American Airlines, But Only For A Limited Time.  I decided to do a sample transfer of 1,000 Citi ThankYou Points (TYPs) to American Airlines to test the transfer times and see if the transfer was instant.  I submitted the transfer request at 9:19am and checked my American Airlines account a few minutes later.  Unfortunately, the transfer was not instant, so I set up an AwardWallet “Balance Watch” alert to see when the miles posted, so I could calculate the transfer time.  From my experience, the transfer took 12-13 hours to post.

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3 Buy Miles / Points Promos Ending Soon: United (100%), JetBlue (60%) & American (60%)

Good afternoon everyone, I hope your week is going well.  I was working on my Buy Miles & Points Page and found 3 offers that end this month.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 3 offers that end soon.  Up first, United Airlines is offering up to a 100% bonus, depending on the number of United Airlines MileagePlus Miles you purchase.  This offer expires on July 23.

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My AMEX Offer, Chase Offer, and BofA BankAmeriDeals Loading Strategy & Thoughts

Good afternoon everyone.  I’m a big fan of good AMEX Offers and Chase Offers, but I have received a ton of bad offers lately, so I wanted to share my loading strategy and thoughts.  I will also briefly cover Bank of America BankAmeriDeals at the end of this post.  Let’s get started with AMEX Offers.  I created this chart to divide up AMEX Offers into 4 separate buckets:

  • Good offers on all cards
  • Good offers on 1 card
  • Bad offers on all cards
  • Bad offers on 1 card

Unfortunately, most of the recent AMEX Offers fall into the “Bad offers on all cards” and “Bad offers on 1 card” buckets.  You will have to decide for yourself what you consider a good AMEX Offer vs. a bad AMEX Offer.  A good AMEX Offer is an offer that I don’t need to go out of my way to research or use.  A bad AMEX Offer requires a lot of research to look up the store or service, see what they sell, and figure out if it is worth the price.  I don’t spend much time with bad AMEX Offers.

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How I Messed up the $20 Dining Credit on my AMEX Hilton Aspire

Good morning everyone, I hope your week is going well.  One of the current card benefits of the American Express Hilton Honors Aspire Credit Card is the $20 monthly dining credit.  Unfortunately I ran into an issue using this card benefit in April on 2 restaurant purchases (In N Out Burger and Panera Bread).  As you can see, I never received the $20 dining credit for my April purchases, but I did receive the credit automatically in May, June, and July.  Based on my transactions, the $20 dining credit posts ~3 days after the restaurant charge posts to your account.  I contacted AMEX on May 1 and again on July 13 to check on the status of the dining credit and received conflicting answers.  Here is what I was told and what I learned…

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20% Off Lowe’s Gift Cards with Citi ThankYou Points (1.25 CPP) (Promo Expires on 7/13)

Good afternoon everyone, happy Friday.  I just received an email from Citi regarding my Citi Double Cash Credit Card, but the promo is really about getting 20% off Lowe’s Gift Cards (both physical and digital).  From today (Friday, July 9) through Tuesday, July 13, you can get Lowe’s GCs for 20% off when you pay with Citi ThankYou Points.  For example, a $100 Lowe’s GC normally costs 10,000 Citi ThankYou Points, but during this promo, it only costs 8,000 Citi ThankYou Points.  This comes out to a value of 1.25 cents per point (CPP) or 1.375 CPP if you have a Citi Rewards+ Credit Card.

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