Tag Archives: American Express

a blue and white background with text

New Targeted US Bank FlexPerks AMEX Offer: Spend $1,750, Earn 1,500 Bonus FlexPoints

Good morning everyone, happy Wednesday.  I apologize for writing about another targeted spending offer from US Bank.  US Bank loves to send me targeted spending offers and I hope I am not the only one who receives these offers.  For the record, I have 6 US Bank credit cards and I have now received spending offers on 4 of them (all for purchases made in November and December).  As a refresher, here are my 3 most recent posts regarding targeted spending offers from US Bank:

Today’s targeted spending offer is on my US Bank FlexPerks AMEX Credit Card.  After I spend $1,750 on the credit card (between November 1 and December 31), I will receive 1,500 bonus US Bank FlexPoints.  This offer isn’t great, but it isn’t terrible either.  Unfortunately, I do not think earning an extra 1,500 FlexPoints is worth spending $1,750 on the credit card.

us-bank-flexperks-amex-registered-offer-11-22-2016

Continue reading

a black and blue gift card

Striking out on Citi Prestige and AMEX Platinum Retention Offers

Good morning everyone, I hope your weekend is off to a great start.  By the time you read this post, I should be in Washington, D.C. for the Boarding Area Conference (BACON for short).  I am a big fan of retention offers and have written about them several times in the past (1, 2, 3, etc).  My most recent retention offer attempts were met with mostly rejection, but I have some data points worth sharing.

I haven’t used my Citi Prestige Credit Card much over the last few months and only value the ability to book AA and AA codeshare flights with Citi Thank You Points at 1.6 CPP.  I decided to call Citi and see if there were any retention offers available.  My opening line was, “I am considering applying for the Chase Sapphire Reserve and can’t afford to pay $400 annual fees for both cards.  Is there any offer on my Citi Prestige to keep me as a customer?”  I was immediately transferred to the retention department and repeated my opening line.  The retention specialist was very nice and helpful, but she didn’t have any retention offers available.  She said that retention offers can only be accepted once per cardmember year and I already accepted an offer on my Citi Prestige in May.  While on the phone, I asked if she could check for retention offers on my other Citi credit cards.  We went through my Citi Forward, Citi Premier, Citi Double Cash, and Citi Hilton HHonors Reserve credit cards and struck out every time (I was only eligible for 0% balance transfer and 0% APR offers which don’t interest me at all).  Last but not least, I asked if there were any offers on my new(ish) Citi AT&T Access More Credit Card.  Jackpot!  There was an offer for 5,000 bonus Citi Thank You Points after spending $1,000 over the next 3 months.  I gladly accepted the offer and thanked the rep for all her help.


Continue reading

a black and red text with a red stripe

Fake News Friday: American Express Introduces Centurion Lounge Elite Program

Full Disclosure: The following article is completely made up and not based on any factual information.  Any resemblance to actual facts is purely coincidental.  Since I cannot afford another author (sorry Devil’s Advocate), I will let my imagination run wild.

The Problem:

Right now, there are 2 groups of people who can enter American Express Centurion Lounges: Platinum cardholders and Centurion cardholders.  During the last few months, American Express Centurion Lounges have become overcrowded – table space is limited, food is sparse, and the WiFi speed is unbearably slow.

cartoon of people in a row in a queue

Artist interpretation of American Express Centurion Lounges

The Solution:

Beginning on Monday, November 7, American Express will introduce “The Centurion Lounge Elite Program from American Express.”  This is the only elite program that guarantees access to the American Express Centurion Lounges.  This program is designed to reward cardholders who frequently visit American Express Centurion Lounges with reserved tables, higher quality food, and dedicated high speed internet access.

reserved-table

Continue reading

green text on a white background

New AMEX Changes Effective January 1, 2017: Forfeit, Reversal & Negative Membership Reward Point Balances

Good morning everyone, my American Express Platinum Charge Card statement just closed and I noticed that there were a lot of “important changes” from American Express.  Most of the time these “important changes” are minor changes in wording to the cardmember agreement, but in the most recent statement, there are some relevant changes to how AMEX Membership Reward points are earned and redeemed.  Here is a quick summary of all the changes:

  • Late payment fees are going up from $37 to $38
  • Returned payment fees are going up from $37 to $38
  • If you do not pay the amount due by the closing date of your next billing period, you will forfeit all points earned during that period
  • If you return an item and receive a statement credit, the points you earned from that purchase will be reversed
  • If reversed points make your account balance go negative, all future points earned will be applied to your negative balance

All the aforementioned changes go into effect on January 1, 2017.  It seems like American Express is really cracking down on churners and MSers, especially on AMEX Platinum Charge Cardholders.  Here is page 1 of 5 showing the new changes:

amex-details-1

Continue reading

a blue rectangle with white text

New AMEX Offer: Home Depot $15 Off $75

UPDATE: I updated the blog post to distinguish between the 2 AMEX Offers.  They cannot be stacked.  Thank you FreeTravelGuys for pointing that out in the comments.

Good morning everyone, greetings from Las Vegas.  I’m waiting for my scheduled Uber pickup (blog post coming), but in the meantime, I saw some chatter on Twitter about a new AMEX Offer for Home Depot: spend $75 and get a $15 statement credit.  I got the offer on all 5 of my AMEX accounts.  This offer is only valid for in-store purchases.  Act fast since there might be a limited number of offers available.  

home-depot-amex-offer

Continue reading