Good evening everyone. There is no hiding my love for bank account bonuses. Doctor of Credit got me hooked and there is no cure (except more cowbell bank account bonuses). I recently shared my experience with US Bank’s checking and savings account bonuses and I just received my $300 bonus for my Chase Total Checking account bonus (read about the sign up bonus at Doctor of Credit).
Good morning everyone. During my July 2015: My 8 Credit Card App-O-Rama Game Plan, I applied for the Bank of America Alaska Airlines Credit Card (I applied through the special link from FlyerTalk, not the publicly available offer). This credit card is great because it offers 25,000 Alaska Airlines miles on approval (no spend required), has a $75 annual fee (not waived), and also offers a $100 statement credit after spending $1,000 in 3 months. So after spending $1,000, my total gain from the credit card approval should be 26,000 Alaska Airlines miles (25,000 miles from sign up bonus + 1,000 miles from spend) plus $25. Pretty good deal, right?
Warning: if you are just starting out with rewards-earning credit cards, please do not apply for several credit cards at the same time. You are responsible for your credit history and credit scores. You have been warned…
Good evening everyone. Last month, I wrote July 2015: My 8 Credit Card App-O-Rama Game Plan and I shared my plans/reasoning for applying for the below 8 credit cards.
After listening to your feedback and suggestions, I decided to make some changes to my App-O-Rama plan. The table below shows the 7 credits that I ended up applying for. Here are my reasons for not applying for a few of the credit cards:
Good morning everyone. As part of my 8 card App-O-Rama in July, here is an update to my Bank of America Spirit Airlines Credit Card application. Before I share my success story about denial letters and reconsideration calls, let me explain why I would ever want to fly on Spirit Airlines, let alone get a Spirit Airlines credit card. The answer is quite simple. Spirit Airlines has a distance-based chart (accidentally mislabeled as a region-based chart) and by having the Spirit Airlines credit card, you are able to book off-peak award prices. This distance-based chart does not matter if the flights are non-stop or not.
Since I live in the Bay Area, Oakland Airport is my closest Spirit Airlines airport (I’m not sure why they mention San Francisco since it is 100% in Oakland. I crossed out San Francisco so no one would get confused.) They offer non-stop service from Oakland to Chicago (ORD not MDW), Dallas (DFW not DAL), Houston (IAH not HOU), and Las Vegas (LAS). I would never want to be on a Spirit Airlines flight that has 2-3 stops, so Myrtle Beach (MYR) and New York City (LGA) are out of the question. I like the 4 non-stops to Las Vegas, but there are no non-stop flights after 2:32pm. Come on Spirit, add some evening flights to Vegas! It is interesting that Spirit Airlines does not fly OAK-LAX, since only Southwest Airlines flies that route.
Updated 8pm PT on 8/3/2015: revised title of the post to make the title more relevant and specific to the issue.
Good afternoon everyone. A few days ago, I received a Chase QuickPay payment from my friend. It was my first time receiving a Chase QuickPay payment and I thought it would be a very simple, straightforward process of accepting the payment and having the funds get deposited to my Chase Total Checking account. Unfortunately, the process was not very simple, but with a quick fix, the problem was resolved. After clicking the Log In button from the Chase QuickPay payment email, I logged into my Chase account.
