Tag Archives: Cash Back

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Don’t Forget About the Wells Fargo Credit Card 15 Month Rule

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Good morning everyone. During my recent App-O-Rama (final tally: 4 approved and 2 declined), I planned on applying for the Wells Fargo Cash Wise Visa Credit Card.  The credit card earns 1.5% cash back everywhere, has no annual fee, and offers a $200 cash back sign up bonus.  I planned on meeting the minimum spend requirements to get the sign up bonus and then putting the credit card in the drawer.  I had an older Wells Fargo Propel World World American Express Credit Card that had the $175 annual fee billed.  I planned on applying for the Wells Fargo Cash Wise Visa Credit Card and then move all the credit from the Wells Fargo Propel World World American Express Credit Card to the Wells Fargo Cash Wise Visa Credit Card.  Unfortunately, while I was applying for the Wells Fargo Cash Wise Visa Credit Card, I was stopped by the 15 Month Rule…

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American Express Hilton Aspire $250 Airline Fee Credits Post Quickly

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Good morning everyone.  A few weeks ago, I received my American Express Hilton Honors Aspire Credit Card and I have been busy meeting the $4,000 minimum spend requirement and taking advantage of all the card benefits.  This credit card includes a $250 airline fee credit very similar to the American Express Platinum Charge Cards.  You select your airline of choice, make qualifying purchases, and get reimbursed up to $250 every calendar year.  I decided to test this out and see how quickly the airline fee credits post.  Result: these airline fee credits post incredibly quickly!  Scroll down to learn more about the $250 airline fee credit.

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A Million Thanks to Million Mile Secrets

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Back in 2013, Daraius posted an interview on Million Mile Secrets with a new-on-the-scene young blogger. Having read the interview again, so much about Grant’s enthusiasm is still going strong, even though he now has “a real job and doesn’t travel as much”. But this post isn’t about Grant. It’s about expressing our appreciation to Daraius for all he has given to the points/miles community and wishing him well as his journey continues.

Grant met Daraius many times at Frequent Traveler University (FTU) and Chicago Seminars. I’ve never met Daraius in person……yet. However, in early 2012 I did start an email friendship with him when he answered a question I had about British Airways Avios. Then in 2013 I actually wrote a blog post for MMS, and I said to him, “I can’t believe you do this everyday. Wow, it’s hard!” It amuses me that fast forward five years later, and yes, I do this everyday :)

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Daraius (Million Mile Secrets), Drew (Travel is Free) & Grant at the Chicago Seminars

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Unboxing my Discover It Miles Credit Card: Card Art & Welcome Letter

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Good morning everyone.  Yesterday I shared the story that Discover would not match me to the Discover It Miles Credit Card $75 sign up bonus from Amazon.  Even though I am still a little annoyed at Discover, I respect their decision.  In today’s post, I am going to unbox my new Discover It Miles Credit Card (my referral link), show you the card art, and welcome letters.  Without further ado, here is the nice brown package/box that came to my home last week.

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Disappointing! Discover *Will Not* Match Discover It Miles $75 Sign Up Bonus from Amazon

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Good morning everyone.  During my recent App-O-Rama, I applied for the Discover It Miles Credit Card.  At the time, there was no sign up bonus, but whatever “Miles” you earned during your first year would be doubled, essentially earning 3% cash back on all purchases for the first year (then earning 1.5% cash back on all purchase after that).  After a quick reconsideration call with Discover, I was approved for the Discover It Miles Credit Card on April 16.  4 days later on April 20, Doctor of Credit reported that there was a $75 sign up bonus on the Discover It Miles Credit Card. Doh!!

My new Discover It Miles Credit Card came a few days ago, and before activating the new credit card, I called Discover customer service to see if I could get matched to the $75 sign up bonus.  I’ve seen plenty of Discover customer service friendly commercials on TV and figured it would not be a problem getting matched to the better offer.  Boy, was I wrong…

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