Tag Archives: Chase Bank

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My June 1 Checklist of Credit Card Credits (Shipping, Wireless, Restaurants, Groceries & More)

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Updated 12:50pm PT on 6/6: My $300 travel credit on the Chase Sapphire Reserve doesn’t reset until October.  See details below.

Updated 11:00am PT on 6/5: I tested the $250 Hilton Resort Credit on a restaurant purchase and the statement credit posted in 3 days.  See details below.

Updated 11:30am PT on 6/3: The $325 travel credit on the US Bank Altitude Reserve can now be used for restaurant purchases from 6/1 – 12/31.  See details below.

Good morning everyone, I hope you had a good weekend.  Today is June 1 and the start of a new month.  As the saying goes: New Month = New Credits.  I have several credit cards, but these are the 5 credit cards that have credits that I can use this month:

American Express Business Platinum Card

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How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement)

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Updated at 10:45pm PT on 5/31: The statement credit posted to my Chase Sapphire Reserve within 12 hours of using the Pay Yourself Back feature.  Photo added below.

Good morning everyone, I hope your weekend is going well.  A few days ago, Chase announced a new feature called Pay Yourself Back where you can redeem Chase Ultimate Rewards Points for purchases in select categories.  In this post, I will show you how to redeem Chase Ultimate Rewards Points for 1.5 cents with your Chase Sapphire Reserve Credit Card at restaurants, grocery stores & home improvement stores (valid from May 31 through September 30).  To get started, click here and sign into your Chase online account.  Then select your Chase Sapphire Reserve.

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Sweet Retention Offer on Chase Marriott Bonvoy Business Credit Card ($99 Annual Fee)

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Good afternoon everyone.  A few weeks ago, I wrote Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic.  In that post, I shared all of my credit cards with annual fees that were coming due soon and my plan for retention offers.  While I struck out with American Express regarding my American Express Gold Card and American Express Hilton Aspire Credit Card, I did score a sweet retention offer on my Chase Marriott Bonvoy Premier Plus Business Credit Card.

I don’t believe this credit card is still available for new applications, but if you have another Chase Marriott business credit card, you should be able to product change to this card.  According to the card benefits, there is really nothing very special about this credit card except for the fact that you get a free night certificate every year that is valid at Marriott properties that cost up to 35,000 Marriott Bonvoy points.  If you spend $60,000 on this credit card, you will earn a second free night certificate.  The credit card has a $99 annual fee.  The annual fee just posted to my account, so I decided to call Chase to see what kind of retention offers were available.

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Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic

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Good morning everyone.  After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward.  I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.

I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards).  I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name.  I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees.  The annual fees totaled $4,134.  If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?  Here are the credit cards sorted by card name:

Credit Card Name AF Credit Card Name AF
AMEX Business Platinum $595 Chase Sapphire Reserve $450
AMEX Gold $250 Chase Southwest Airlines Priority (Laura) $149
AMEX Hilton Honors Aspire $450 Chase World of Hyatt (Laura) $95
AMEX Platinum Delta SkyMiles $195 Citi AT&T Access More 1 $95
Banco Popular Avianca Vuela $149 Citi AT&T Access More 2 $95
Bank of America Alaska Airlines (Laura) $75 Citi AT&T Access More 3 $95
Capital One Venture Rewards (Laura) $59 Citi Premier $95
Chase Hyatt Hotels $75 US Bank Altitude Reserve $400
Chase IHG Rewards Premier $89 US Bank Radisson Rewards Business $60
Chase IHG Rewards Select $49 US Bank Radisson Rewards Premier Visa Sig 1 $75
Chase Ink Plus $95 US Bank Radisson Rewards Premier Visa Sig 2 $75
Chase Marriott Bonvoy Boundless $95 Wells Fargo Propel World $175
Chase Marriott Bonvoy Premier Plus Business $99 Total Annual Fees $4,134

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Work from Home Diary 3: Upcoming Travel Plans (Cancel Now or Wait it Out?)

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Good afternoon everyone, happy Friday.  I started sharing my thoughts regarding working from home in a series of Work from Home Diary posts.  Feel free to share your work from home feelings in the comments section below.  For today’s update, I wanted to discuss upcoming travel plans and my plans for those trips.  As of today, I have 4 trips on the books.  These trips are not set in stone and could be cancelled by myself or the airlines before departure depending upon how things are going in the world.  We are taking things slowly and focusing on 1 day at a time.

Trip 1 – Mother’s Day Weekend

My next trip is in mid-May for Mother’s Day Weekend.  I was planning on flying down from San Francisco (SFO) to Orange County (SNA) to visit my parents and grandparents.  I have flown down for Mother’s Day weekend for the last few years and enjoy seeing my family.  This trip was booked with Citi Thank You Points for basic economy travel on Alaska Airlines.  If the situation in California remains the same (all Californias are told to stay home to prevent the spread of coronavirus), I will probably cancel my trip and hold onto travel funds for a future trip.

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Mother’s Day dinner in St Kitts (2017)

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