Tag Archives: Chase Bank

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How to Redeem Marriott Bonvoy 50K Point Free Night Certificates (Some Issues, Then Success)

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Good afternoon everyone, I hope your weekend is going well.  At the end of October, my wife applied for the Chase Marriott Bonvoy Boundless Credit Card.  At the time, the sign up bonus was for 5 Free Night Certificates good for up to 50,000 Marriott Bonvoy Points per night after spending $5,000 in 3 months.  Many bloggers (including my friends Nick and Greg at Frequent Miler) said that this sign up bonus was a great deal, but only for those who knew how to get great value out of the certificates and could use them all within 12 months.  Since Laura has never had any Marriott (or SPG) credit cards, she decided to apply for the credit card.  She was not instantly approved, but after calling the Chase reconsideration department, she was approved for the credit card.  In this post, I will show you how to redeem the Marriott 50K Free Night Certificates and show you some of the trouble Laura experienced in the booking process.

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Keep, Cancel or Convert? Old Chase Hyatt Credit Card ($75 Annual Fee)

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Good evening everyone, I hope your week is going well.  I was just checking my Chase credit card accounts and saw that the $75 annual fee posted on my old Chase Hyatt Credit Card.  Effective January 11, 2021, Chase will convert all cardmembers who have the old Chase Hyatt Credit Card to the new $95 annual fee Chase World of Hyatt Credit Card.  Since I have never had the new card, I am planning on closing the old card and then applying for the new card to get the sign up bonus.  I decided to call Chase to see if they could waive the $75 annual fee anyway, but the rep said no.  I told the rep that I would think about it and call back later if I decide to close the card.  I plan on calling back in a few days to close the card and transfer my credit limit over to one of my other Chase cards.

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Chase Marriott Bonvoy Boundless Credit Card Application Process & Reconsideration Phone Call

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Good morning everyone, I hope your weekend is going well.  A few days ago, I wrote My October 2020 Credit Card App-O-Rama Results.  In that post, I wrote about my experience applying and getting approved for 2 business credit cards: Bank of America Alaska Airlines Business Credit Card and American Express Delta SkyMiles Gold Business Credit Card.  In today’s post, I will talk about my wife’s application and approval process for the Chase Marriott Bonvoy Boundless Credit Card.  When Laura applied 2 weeks ago, the sign up bonus was for 5 free night certificates (up to 50,000 Marriott Bonvoy Points per night) after spending $5,000 in 3 months.  Unfortunately, that offer ended on October 28.

According to my calculations, Laura had a Chase score of 3/24, so I assumed she would be instantly approved for this credit card.  Unfortunately, that was not the case.  Here is what I learned about the approval process and how she was able to get approved for the new credit card.

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Chase Launches Rewards Dashboard for Southwest Airlines Credit Cards (Track Travel Credit & Upgraded Boarding Passes)

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Good afternoon everyone.  I just received an email from Chase regarding a new Rewards Dashboard that is now available for my Chase Southwest Airlines Rapid Rewards Priority Credit Card.  I don’t have any other personal or business Southwest Airlines credit cards, so I am not sure if this Rewards Dashboard is just for Priority credit cards or for all Southwest Airlines credit cards, but based on the interface, I bet it works with all Southwest Airlines credit cards.  The strange thing about the Chase email is that it tells me to sign into my Chase account, go to my Secure Messages and read the letter.  Why not just send me the details directly to my email?  Does anyone else find this strange?

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My Experience Using Experian Boost to Increase my Credit Score (Mixed Results)

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Good morning everyone, happy Friday!  I’m sure most of you have seen the Experian Boost commercials on TV or online, but how many of you have actually checked to see if it would boost your Experian credit score?  According to the Experian Boost small print, the average credit score increase is 13 points (which is not a lot), but it’s better than nothing.  Speaking of nothing, some customers may not see any score increase at all (which is what happened to me).  The last thing to keep in mind is that this will not improve your Equifax or TransUnion credit scores and some financial institutions may use a different FICO score or model.  Your credit score will not increase 100 points with Experian Boost, so keep your expectations in check.

The entire process took about 10 minutes and involved logging into my Experian account and linking my financial institutions that I use to pay recurring bills (like Netflix, phone and utilities).  After you link your financial accounts to Experian, Experian Boost will scan your accounts and recent statements to find recurring bills.  Once they find recurring bills, you will be asked if you want to add those recurring bills to your credit report, which may or may not increase your credit score.  In this post, I will walk you through all the steps.  To get started, go to the Experian Boost page and sign in or create an account by clicking the Start Your Boost button.

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