Good morning everyone, Staples has another American Express Gift Card Easy Rebate offer starting this Sunday. After spending $300 or more in American Express Gift Cards, you will receive a $20 Staples Gift Card as a rebate. Only one rebate per household, so get creative. This promo does not begin until Sunday, August 30, so don’t go out shopping just yet.
Good morning everyone. A few days ago, I was in an interesting predicament. I found an awesome United Airlines award, but I did not have enough United Airlines miles to book the award. *gasp* Worse though, I did not have enough Chase Ultimate Reward Points either. *double gasp* I’m not sure if you have been in this situation before, but it is not fun. Here are some of the options I considered:
Before I did anything drastic or embarrassing, I remembered that Marriott and United Airlines have a crossover relationship, whereby you can transfer miles into points or points into miles. Here is the Travel Rewards page on Marriott’s website. Marriott partners with many other airlines, but they have an exclusive relationship with United Airlines where you can get a “20% discount when you convert Marriott Rewards points to United MileagePlus award miles.”
I crunched the numbers and the transfer ratios range from 4:1 down to 2.24:1 (Marriott Points to United Airlines miles). Since I needed around 25,000 United Airlines miles, I selected the 4th option (56,000 Marriott Points = 25,000 United Airlines miles).
Good morning everyone. Last December, I applied for the JPMorgan Chase Ritz Carlton Credit Card which offered 140,000 Ritz Carlton Points (Ritz Carlton and Marriott points can be used interchangeably). During the approval process, the system created a new Ritz Carlton account number for me. After meeting the minimum spend requirement, I had an old Marriott account with 28,985 points and a new Ritz Carlton account with 150,000+ points.
Warning: if you are just starting out with rewards-earning credit cards, please do not apply for several credit cards at the same time. You are responsible for your credit history and credit scores. You have been warned…
Good evening everyone. Last month, I wrote July 2015: My 8 Credit Card App-O-Rama Game Plan and I shared my plans/reasoning for applying for the below 8 credit cards.
After listening to your feedback and suggestions, I decided to make some changes to my App-O-Rama plan. The table below shows the 7 credits that I ended up applying for. Here are my reasons for not applying for a few of the credit cards:
Good evening everyone, I just got home and checked my mailbox. Inside, there was a letter from Chase with details about upcoming changes to the Chase Ink Bold Business Charge Card, effective August 31, 2015. Here is the summary of both changes:
In summary, if you pay your balance in full every month and do not go over your stated credit access line, then these changes do not affect you. This looks like Chase’s attempt to slowly transform the Chase Ink Bold into a Chase Ink Plus, which makes sense since only the Chase Ink Plus and Chase Ink Cash business cards are currently available for new applications.
