Tag Archives: Citi Bank

How to Redeem your Hilton Grand Vacations $200 “Spend A Night On Us” Rebate

Posted on March 18, 2014 by Grant. 133 Replies

Back In November, I participated in a Hilton Grand Vacations timeshare presentation in Las Vegas at The Hilton Elara (Part 1 and Part 2). As part of my “reward” for going to the timeshare presentation, I was awarded a $200 “Spend A Night On Us” gift certificate for any US-based Hilton Hotel. Here is how the rebate process works…

The certificate is only valid for 6 months from the date of your timeshare presentation, so you gotta act fast. Instead of bringing the certificate to a Hilton Hotel and presenting it to the front desk, they make you pay for the entire stay and submit a rebate form (see below) and wait 6-8 weeks for the rebate check to arrive.

Fast forward to mid January, I spent one night at the lovely Hilton SFO Bayfront Hotel (hotel and lounge review here). Continue reading →

Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons

Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons

On you marks, get set, shop! It is almost April (technically today is March 16, so we round to the closest month), so here is a run down of all the rotating cash back categories. (Hint, bust out your gardening gloves and tool belt, it’s time to get to work!)

Chase Freedom Categories:

Restaurants
Lowe’s Home Improvement Stores – you can buy Lowe’s gift cards for a 9.6% discount by going through Gift Card Granny.

Continue reading →

5 Credit Card Applications, 4 Approvals, 3 Reconsideration Calls, 2 Business Cards, and 1 Pending Application

Posted on March 15, 2014 by Grant. 21 Replies

I did a 5 card app-o-rama early Thursday morning and here are my thoughts, suggestions, tips, tricks, and ways to improve your reconsideration calls.

Always have a plan and stick to your plan. You don’t have to sign up for credit cards the first day or week to get the sign up bonus. Most bonuses last a few weeks or months and often come back a few times throughout the year. I always recommend waiting at least 3 months since your last credit card application (or app-o-rama in my case) before your next app-o-rama. My last app-o-rama was on November 18 (link) and I got the following 6 cards:

US Bank Club Carlson Personal Credit Card
Bank of American Alaska Airlines Personal Credit Card
American Express Platinum Mercedes Benz Personal Credit Card
Citi Dividend Cash Back Credit Card (converted old Citi AA Card)
Chase IHG® Rewards Club Select Credit Card
Hilton Honors™ Surpass® Card from American Express (upgraded from American Express Hilton HHonors Credit Card)

Since my last app-o-rama, there have been a few new cards on my radar. When planning your app-o-rama, make a list of all the cards you want to get. Then organize them in the order in which you want to get them. Ask yourself, “If I could only get 1 card, which card would it be?” For me, that was an easy question. I am going for the Citi American Airlines Executive Credit Card with 100,000 American Airlines miles after spending $10,000 in 3 months. Continue reading →

Almost to $300 Cash Back with my Citi Dividend Credit Card

Almost to $300 Cash Back with my Citi Dividend Credit Card

I am almost there and it has only taken me one month. I have until March 31, 2014, to reach the $300 annual cash back cap for the Citi Dividend credit card.

If you have no idea what I am talking about, the Citi Dividend credit card is the Citi-equivalent of the Chase Freedom or Discover It credit card. It has 5% rotating categories and the category of interest this ~~year~~ month is Drug Stores (you know why…). The great thing about the Citi Dividend credit card is that there is only an annual cap of $300 cash back, no quarterly cash back cap. Continue reading →

New American Express Offers and Citi Thank You Point Redemptions

New American Express Offers and Citi Thank You Point Redemptions

Good evening everyone! I am still alive after my 16 mile hike to the bottom of the Grand Canyon and back on Sunday. My feet and legs are still killing me, but my hands and fingers are doing good enough to type this blog post. I promise I will get a trip report up soon with several pics of my time at Flagstaff Extreme Obstacle Course, Bedrock City, Bearizona Wildlife Park, and the Grand Canyon.

Anyways, here are some of the new (and exciting) American Express Offers For You. As always, check all of your American Express cards, even the one’s you hardly use (I’m looking at you Delta Gold card).

Here are the offers that interest me (your offers might differ):

Bloomingdales on AMEX