Good morning everyone, I hope your week is going well. A few days ago, I received the following email from Discover titled “Important information from Discover” (could they think of a more generic title for an email?). In the email, Discover said that they underpaid me for my participation in the Discover It Apple Pay promo from 2015. In the email, Discover promised to award the missing cash back within the next 2 billing cycles. Luckily for me, my cash back just posted… all $326 worth :)
Hat tip to my friends Bodie and Ramzi for the reminder.
Good afternoon everyone. 2 weekends ago, I was at FTU (Frequent Traveler University) Advanced in Seattle and, naturally, the topic of credit card sign up bonuses and bank account bonuses came up. Call me old fashioned, but I have a spreadsheet for just about everything – including credit card sign up bonuses and bank account bonuses. If you are just getting into the credit card or bank account bonus game (I made $2,850 last year from bank account bonuses), it is very important to be detail-oriented and organized. I have used these 2 spreadsheets since day 1 (I’ve made some modifications along the way), but I think they can definitely keep you organized. Up first, I have my Credit Card Sign Up Bonus Template.xlsx. Let me explain this spreadsheet. Please ask me a question if I miss anything or if anything is unclear:
Buenos dias everyone,
If you have an eligible Discover card, it’s time to register for the Q2 5% Cashback Bonus categories: Home Improvement and Warehouse Clubs.
Discover’s Q2 5% Cashback Bonus categories are Home Improvement Stores and Warehouse Clubs.
You should have gotten an email from Discover with a one-click registration link, or you can just visit the Discover Cashback Calendar to activate.
Last quarter I bought discounted gift cards at Sam’s Club and Costco for the 5% cash back; I’ll probably spend a decent amount at Home Depot this quarter and then buy gift cards with the rest. I’ll use the cashback earned to buy more gift cards from Discover and sell them for a slightly larger profit.
Do you have plans for your Discover 5% category, or for the cash back you earn? Let me know in the comments.
Good morning everyone, I’m sorry for the delay, but I have been diligently thinking about my 2017 travel predictions. I am going to channel my inner Nostradamus to come up with some outrageous travel predictions for 2017. Doctor of Credit has a good resource for all other 2017 travel predictions.
Disclaimer: I have made some travel predictions in previous years and I am more often wrong than right, but that losing streak has not dampered my prediction spirit. To see how bad I am at making predictions, please read A Look Back at my 2016 Predictions (Airlines, Hotels, Credit Cards & MS). I consider myself an optimistic pessimist (I prepare for the worst, but hope for the best), so these travel predictions will sound depressing.
Good afternoon everyone. We only have 11 days left in 2016, so what better time than now to calculate how our Q4 spending is going on the Discover It and Chase Freedom. I wrote a similar post last quarter: Final Month Review: Calculate Progress Toward Chase Freedom Q3 Restaurant Spend. Let’s start with the Discover It and finish with the Chase Freedom. Log into your Discover It online account and click Search Transactions under Activity & Payments.
