Tag Archives: Discover It Credit Card

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Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

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Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).

Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

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Have you Read my Most Popular Posts of 2022?

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Good afternoon, from rainy Northern California.  Every year, I like to check out my stats from Google Analytics to see which blog posts were the most popular.  I created 2 lists by looking at all blog posts written in 2022 and then I looked at which posts were read the most in 2022, but written in previous years (#stayingpower).  I will list the blog posts from top to bottom based on pageviews, share the original published date, and provide my thoughts or a short summary of each blog post.  If you are curious, here were the most popular posts from 2016, 2017, 2018, 2019, 2020, and 2021.

2022’s Most Read Posts (Written in 2022)

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My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions

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Good morning everyone, I hope you had a great New Year’s Eve and New Year’s Day! One of my yearly traditions is to write my predictions for the coming year and you can check out how I did in 2022 here: Let’s Review my 2022 Airline, Hotel & Credit Card Predictions.  I plan on doing a mid-year review in July to see if I am on track, but without further ado, here are my predictions for 2023…

My 2023 Airline Predictions

  • American Airlines or Alaska Airlines will be added as a transfer partner from a transferable points currency.
  • British Airways will change their award chart to calculate the number of Avios needed on a combined distance flown, not on a segment by segment basis.
  • Delta Airlines or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40).
  • Southwest Airlines will work very hard to make up for their December 2022 travel nightmare by offering a transfer bonus from Chase and spending offers on their credit cards in January 2023.

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Let’s Review my 2022 Airline, Hotel & Credit Card Predictions

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Good afternoon everyone, happy New Year’s Eve!  Since today is the last day of the year, I wanted to review My Wild and Crazy 2022 Airline, Hotel & Credit Card Predictions.  6 months ago, I wrote My 2022 Midyear Review of Airline, Hotel & Credit Card Predictions where I shared my 4 out of 26 correct predictions.  Hopefully I was able to pick up a few more correct predictions in the second half of the year.  Without further ado, here are my predictions and the results…

My 2022 Airline Predictions (2 / 7)

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature. – I still cannot believe this feature exists but Alaska and Southwest are not using it.  Maybe we will see this feature again in 2023.
  • American Airlines will return as a Citi ThankYou Points airline transfer partner. – I still cannot believe that Citi can’t get American Airlines to come back to the ThankYou Points portal, not even for a short trial period.  I’m hopeful this will happen in 2023.
  • Avianca will give Turkish Airlines a run for their money for domestic Star Alliance awards. – No, I don’t think this happened in 2022.
  • British Airways will let you use Avios to pay the taxes, fees, and fuel surcharge portion of award tickets. – Yes, you can pay a large portion of taxes / fees / fuel surcharges with British Airways Avios (link).
  • Delta Airlines, Southwest Airlines, or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). – No, I don’t think these airlines introduced this feature in 2022.
  • JetBlue will partner with another US airline for award bookings. – Yes, you can book JetBlue flights using American Airlines miles (link).
  • United Airlines will be a transfer partner with Brex, Citi, or American Express. – Wrong! I should have guessed united Airlines would partner with Bilt Rewards.

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I Paid $4,043 in Credit Card Annual Fees in 2022 – Was it Worth it?

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Good evening everyone, I hope your week is going well.  With the end of the year right around the corner, I decided to publish my 2022 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Annual fees paid on new credit cards with sign up bonuses
  • Annual fees paid on credit cards that received retention offers
  • Annual fees on credit cards that have been upgraded / downgraded / product changed
  • Annual fees on credit cards that I closed
  • All other credit cards

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