Good morning everyone, I hope your week is going well. Back on February 9, I booked a Delta Airlines award ticket for my friend to travel from Rome (FCO) to New York City (JFK) in business class for travel on October 1. The award ticket cost 80,000 Delta SkyMiles and 329.23 euros (~$388.06) in taxes/fees. Unfortunately, due to the Coronavirus Pandemic, the flight was cancelled. In this post, I will share the timeline of when the Delta SkyMiles and award taxes/fees were refunded.
Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.
Good afternoon everyone, I hope you had a great weekend and your week is off to a great start. As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet. In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved). I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months. After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card. When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee. Here are the results of my retention call.
Good morning everyone, I hope your week is going well. I was checking my American Express online account and I saw a credit balance of $1.80 on my American Express Everyday Credit Card. I never use this card, so I was surprised to see that the credit was a Membership Rewards Airline Tax Offset Fee Credit. I did some digging and learned that this refund is related to a $1.80 charge from February that I paid to transfer 3,000 American Express Membership Rewards Points to my Delta account to book an award ticket. I also learned that American Express is waiving the excise tax fee for domestic airlines through December 31, 2020 (including Delta, JetBlue, and Hawaiian).
Good morning everyone, happy Friday! I just finished listening to the Miles to Memories podcast (latest episode) and enjoyed listening to them talk about
Disney when they redeem miles vs. pay cash for flights. I don’t have a hard and fast rule that I live by, so I thought it would be fun to share my travel philosophy of when I redeem miles vs. pay cash for flights. I specifically mention flights because I plan to write a similar article about hotels and didn’t want to make this article too long. Lastly, when I use the word cash, that could mean paying for the flight with a credit card, or paying with an airline gift card, or using credit card rewards to pay for the flight – basically anything other than booking an award ticket with airline miles.
I also think it is important to share how many credit card reward points I have, since my thinking would be much different if I had 1,000 Chase Ultimate Reward Points vs. 1 million Chase Ultimate Reward Points. With that said, here are my transferable points balances, as of March 2020, from smallest to largest:
- 8K US Bank FlexPoints (worth ~$120 in travel, assuming 1.5 CPP with my US Bank Altitude Reserve Credit Card)
- 37K Capital One Reward Miles (Laura’s account) (worth ~$370 in travel, assuming 1 CPP)
- 115K Chase Ultimate Reward Points (worth ~$1,725 in travel, assuming 1.5 CPP with my Chase Sapphire Reserve Credit Card)
- 206K Citi Thank You Points (worth ~$2,575 in travel, assuming 1.25 CPP with my Citi Premier Credit Card)
- 290K American Express Membership Reward Points (worth ~$4,466 in travel, assuming 1.54 CPP with the 35% rebate from my American Express Business Platinum Charge Card)
Good afternoon everyone. As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit (and charge) cards to make sure they still deserve a spot in my wallet. Last month, the $595 annual fee posted on my American Express Business Platinum Charge Card. I have read a few recent blog posts about whether to keep or cancel the AMEX Platinum Card (from Frequent Miler and Your Mileage May Vary), so I wanted to share my view on this card.
First things first, I added my brother as an authorized user so he could access the Centurion Lounges, Escape Lounges, and Priority Pass Lounges (no more restaurants). He used the card a few times, but he decided that the $300 annual fee was not worth it to him. My statement closed on December 2, I called AMEX on December 2 or 3, and said I would like to downgrade my brother’s AMEX Business Platinum to a no annual fee AMEX Business Green (which comes with no perks, other than the $100 Global Entry credit). AMEX processed the downgrade request right away, but did not provide a full refund (I was charged $1.64 for those 2 days). Seems kind of petty to me, but let’s see if I decided to keep, cancel, or convert my AMEX Business Platinum.