Good afternoon everyone, Q4 is among us. With that, comes new cash back categories for Chase Freedom, Citi Dividend, and Discover It credit card holders. Let’s go through the list of categories really quickly, starting with the Citi Dividend Credit Card: 5% cash back at Best Buy and department stores. Most people will probably buy Visa Gift Cards at Best Buy. I would also like to mention that you can often buy department store gift cards for much more than a 5% discount by shopping on Gift Card Granny. Macy’s gift cards are 10%+ discounted, Sears gift cards are 6%+ discounted, and Kmart gift cards are 7%+ discounted.






