Good afternoon everyone. A few month ago, I wrote My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card. In that post, I shared my experience product changing from the Citi AT&T Access More Credit Card to the Citi Custom Cash Credit Card. At the beginning of this year, I had 3 Citi AT&T Access More cards but by mid June, I had converted them all to Citi Custom Cash cards. In this post, I will share why I loved the Citi AT&T Access More and why I stopped loving the cards over the years.
First things first, the Citi AT&T Access More is no longer available to new applicants and Citi recently stopped allow people to product change to this card. With that info out of the way, here is why I used to love this card. Instead of a traditional sign up bonus, this card offered a $650 statement credit after you purchased a new AT&T phone. On September 20, 2016, I purchased a new AT&T phone (I honestly can’t remember which phone it was, but that’s not important). This card earns 3x Citi ThankYou Points on AT&T purchases and online purchases; 1x on everything else.

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