Tag Archives: Hotels

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PSA: Make Sure to Convert / Upgrade to US Bank Radisson Rewards Premier Visa Signature Credit Card

Good morning everyone.  A few years ago, Club Carlson / Radisson Rewards credit cards were awesome because you could redeem points and get your last night free.  If you booked a 2 night stay, you got 50% off the total price.  Well, it was too good to last, so Club Carlson / Radisson Rewards got rid of that benefit.  A lot of people burned all their points and closed their credit cards, but I decided to keep my Club Carlson / Radisson Rewards credit cards.  To make thing confusing, there are 4 US Bank issued Radisson Rewards credit cards (3 personal and 1 business).

For the longest time, I had the US Bank Radisson Rewards Premier Visa Signature Credit Card ($75 annual fee) and the US Bank Radisson Rewards Business Visa Credit Card ($60 annual fee).  Both of these credit cards offer 40,000 anniversary bonus points every year, just for paying the annual fees.  For $135 in annual fees, I could get 80,000 Radisson Rewards points every year.  Since I wanted more cheap Radisson Rewards points, I decided to apply for the US Bank Radisson Rewards Visa Signature Credit Card ($50 annual fee) and then upgrade to the US Bank Radisson Rewards Premier Visa Signature Credit Card ($75 annual fee) in the future.  As luck would have it, I wasn’t approved for the US Bank Radisson Rewards Visa Signature Credit Card ($50 annual fee), but instead, I was approved for the US Bank Radisson Rewards Visa Credit Card (no annual fee).

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Dilemma: Spend $15,000 on Chase World of Hyatt Credit Card to Earn Extra Free Night Certificate?

Good morning everyone.  In January, my fiance was approved for the Chase World of Hyatt Credit Card (my referral link) that offered 25,000 Hyatt points after spending $3,000 in 3 months and an additional 25,000 Hyatt points after spending $6,000 total in 6 months.  We are planning a wedding, so spending $6,000 in 6 months was not a problem.  This credit card also offers an extra free night certificate (for category 1-4 Hyatt properties) if you spend $15,000 during the cardmember year.  So the dilemma is, after spending $6,000 on this credit card and earning 50,000 Hyatt points, is it worth spending an extra $9,000 on this credit card to get an extra free night certificate?  Here are my thoughts…

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Hyatt Residence Club Timeshare Vacation Packages at San Antonio Wild Oak Ranch & Bonita Springs Coconut Plantation

Good morning everyone.  If you are looking for a discounted vacation, check out these timeshare vacation packages from Hyatt Residence Club.  They should be open to anyone who meets the age and income requirements (differs by property).  In exchange for booking the discounted vacation package, you will be required to attend a 90-100 minute sales presentation.  I have attended several timeshare presentations over the years.  In most cases, I know more about hotels and loyalty programs than the person trying to sell the timeshare.  And remember, if they were as good a deal as they sound, why would you need a team of salespeople to sell properties.  Lastly, people will sell their current timeshare on eBay for as low as $1 just to get out of the deal.

With that said, here are 3 “Featured Vacation Offers” currently listed on the Hyatt Residence Club website.  The three properties are:

  • Hyatt Residence Club Maui, Ka’anapali Beach
  • Hyatt Residence Club San Antonio, Wild Oak Ranch
  • Hyatt Residence Club Bonita Springs, Coconut Plantation

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Keep Airline Miles from Expiring with Conversions from Radisson Rewards (or Hilton / Hyatt / IHG / Marriott / Wyndham)

Good morning everyone.  A few days ago, I got an email from Radisson Rewards about transferring Radisson Rewards Points into airline miles.  I figured it would be a bad deal in terms of the value you get from Radisson Rewards Points, but thought it might be useful if you have airline frequent flyer miles expiring soon and need some activity to reset the expiration date.  I went through the transfer process to convert 2,000 Radisson Rewards Points into 200 American Airlines miles.  Trust me, I know this is a terrible exchange, but it is a very efficient way to keep airline miles from expiring (and I don’t put much value on 2,000 Radisson Rewards Points).  I then went even further down the rabbit hole and looked at other hotel programs (Hilton, Hyatt, IHG, Marriott, and Wyndham) to see if they offered better value in terms of resetting airline mile expiration dates than Radisson Rewards.  Here are my results…

To get started with the conversion of Radisson Rewards Points into airline miles, I started here.  As you can see, 2,000 Radisson Rewards Points = 200 airline miles.  The transfer ratio is the same regardless of how many Radisson Rewards Points you want to transfer.  10 Radisson Rewards Points = 1 airline mile.  According to Frequent Miler’s Reasonable Redemption Values (RRV), 1 Radisson Reward Point is equal to 0.38 cents per point (CPP), which would make 1 airline mile worth 3.8 CPP (which is unrealistically high).  But look at it a different way.  2,000 Radisson Rewards Points would be worth $7.60 (2,000 x $0.0038 = $7.60).  In reality, I get 40,000 Radisson Rewards Points every year when I pay the $60 annual fee on my US Bank Radisson Rewards Business Credit Card, so that comes out to a 0.15 CPP value ($60 / 40,000 = $0.0015).  The new calculation would make 2,000 Radisson Rewards Points worth only $3.00 (2,000 x $0.0015 = $3.00).  So would you redeem $3.00 in Radisson Rewards Points to reset your frequent flyer miles expiration date?

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Reality Check: My Dilemma Booking $200+ Hotel Room (But $200+ Flights Are No Problem)

Good afternoon everyone.  My last reality check post was pretty popular (Reality Check: Traveling with Non-TSA PreCheck Travelers Sucks) so hopefully you guys enjoy this post and I get some good feedback from you guys.  Here is some background info and how I think.  I love nonstop flights and tend to book those even if they are not the cheapest option.  Booking flights under $100, under $200, and under $300 do not bother me at all, but when it comes to booking a hotel room, I find it hard to justify paying $200+ for a hotel room.  For the nonstop flights that I tend to book, using miles is not ideal.  Either the flight is so cheap that I would be getting a terrible value using miles (like a $100 Alaska Airlines flight vs. 12,500 Alaska Airlines miles) or only standard awards are available (like a $200 United Airlines flight vs. 25,000 United Airlines miles).  I mostly fly Southwest Airlines and have a stockpile of Southwest Airlines gift cards (thanks to airline reimbursements from American Express Business Platinum, American Express Hilton Aspire, and Chase Southwest Airlines Priority) and discounted gift cards sold on eBay, along with many Southwest Airlines travel credits that I need to use before they expire.  When I fly Southwest Airlines, I always use up my travel funds and then redeem Southwest Airlines gift cards.  In those instances, those Southwest Airlines flights seem much cheaper to me than the original price.

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