Tag Archives: Promotions

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And the Winner is… My Top 10 Most Popular Blog Posts of 2023

Good evening everyone, I hope your weekend is off to a great start.  As we wrap up 2023, it’s time to take a look at my top 10 most popular blog posts of the year. Barring any crazy last minute spikes in blog readership, these are the top 10 blog posts written in 2023 and top 10 blog posts written in previous years. If you are curious, here were the most popular posts from 20162017201820192020, 2021, and 2022.

2023’s Most Popular Blog Posts (Written in 2023)

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Microsoft Office 365 Monthly Subscription Does Not Trigger US Bank Triple Cash Rewards Business Credit Card Software Subscription Credit

Good afternoon everyone.  I received an email from my friend regarding their US Bank Triple Cash Rewards Business Credit Card and the “$100 credit for recurring software subscription expenses such as FreshBooks or QuickBooks” listed on the credit card page.  Here are the terms and conditions for the software subscription credit:

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An automatic statement credit of $100 per 12-month period will be applied to your Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit. 

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10 Buy Miles / Points Promos Ending Soon: United (100%), Alaska (50%), Southwest (50%), LHW (100%), IHG (100%), Wyndham (40%), Air Canada (20%), Avianca (175%), Hilton (100%) & Virgin Atlantic (70%)

Good afternoon everyone, happy Friday!  I was working on my Buy Miles & Points Page and found 10 offers that end this month!  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 10 offers that end soon.

Up first, United Airlines is offering up to a 100% bonus, depending on the number of United Airlines MileagePlus Miles you purchase.  This offer expires today – December 22.

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I Paid $4,807 in Credit Card Annual Fees in 2023 – Was it Worth it?

Good evening everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2023 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • New credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards that have been upgraded / downgraded / product changed
  • Annual fees saved on closed credit cards
  • All other credit cards

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How Much Money Did I Make from Bank Account Bonuses in 2023?

Good morning everyone, I hope your week is going well.  Doctor of Credit has a Best Bank Account Bonuses page that he keeps up to date with the best offers each month.  In that master post, he links to individual bank account bonuses with helpful information regarding the bonus details, how to avoid monthly fees, when to close the account, how often you can open a new account, and much more.  For the last 9 years, I have been opening new checking accounts, savings accounts, brokerage accounts, and cash management accounts for the new member bonuses.  At the end of each year, I share my results on the blog.

Over the last 9 years, I have made over $24,000 in bank account bonuses.  You will receive 1099-INT / 1099-MISC tax forms every year, so you have to pay taxes on the bank account bonuses, but sometimes you can fund the opening deposit with a credit card and earn miles, points, or cash back.  If you are lucky, you can meet a minimum spending requirement by funding a new checking account or reach a high spending target to earn more rewards.  Here are my results from the last 9 years with links to corresponding yearly summaries:

Drum roll please… Here are the 13 new accounts I opened in 2023 that paid out $3,685 in bonuses:

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