Tag Archives: Travel Credit Cards

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Predicting Citi ThankYou Point Transfer Bonuses to Max Out Citi Rewards+ 10% Rebate

Good afternoon everyone.  A few weeks ago, I received a shocking and unexpected email from Citi regarding my beloved Citi Rewards+ Credit Card.  On July 20, 2025, the Citi Rewards+ Credit Card will be converted to the new Citi Strata Credit Card.  With that change, this credit card is about to lose its two best features:

  • Rounding up to the nearest 10 points on every purchase
  • Receiving 10% points back for the first 100,000 Citi ThankYou Points (TYPs) redeemed per calendar year.

With those losses looming, I’ve been strategizing how to max out the 10% rebate before the July 20 deadline.  This quest sent me down a rabbit hole figuring out how many rebated points I already received in 2025 and trying to predict which TYP transfer bonuses might come around in the next two months.  Follow me down the rabbit hole…

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Should I Transfer All My AMEX Points to Hawaiian Airlines?

Good afternoon everyone, I hope you had a great weekend.  I am excited to share that Laura and I are having a baby girl in August.  With our upcoming Player 3 little bundle of joy, our travel plans will be on pause for a while, but I wanted to build up a big Alaska Airlines mileage balance so that when we take to the skies once more, we will have plenty of miles available.

As of May 2025, I have 1.3 million Alaska Airlines miles in my account.  We built up this balance in the last year by transferring lots of AMEX Membership Rewards Points to our Hawaiian Airlines accounts, applying for Barclays Hawaiian Airlines credit cards, and then by consolidating all our miles into my Alaska Airlines account.  For a step by step guide on how to do that, please read How to Transfer, Combine, or Move Alaska Airlines and Hawaiian Airlines Miles (with Direct Links).

With all that said… Should I transfer all my AMEX Membership Rewards Points to Hawaiian Airlines?  After reading this post, please let me know your thoughts.

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How to Transfer, Combine, or Move Alaska Airlines and Hawaiian Airlines Miles (with Direct Links)

Republished on 5/18/25 since AMEX announced that American Express Membership Rewards Point transfers to Hawaii Airlines will end on June 30, 2025.


Good afternoon everyone, I hope your week is going well. In this post, I will show you how we moved Alaska Airlines Miles into Hawaiian Airlines Miles, transferred those miles between Hawaiian Airlines accounts, and then transferred those miles to Alaska Airlines.  We wanted all of our miles to be in a single account (my Alaska Airlines account) to make award booking easier since we would book all of our award tickets from a single account.  Transfers between Alaska Airlines and Hawaiian Airlines were free and instant.  Here are the steps we did…

A few weeks ago, Laura and I transferred large chunks of American Express Membership Rewards Points into Hawaiian Airlines Miles when AMEX had a 20% transfer bonus to Hawaiian Airlines.  I transferred 417K AMEX MR Points into 500K Hawaiian Airlines Miles on August 29.

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Buy eGift Cards on DoorDash & Stack with 10% DashPass Discount

Good afternoon everyone, I hope you had a great weekend.  A few days ago, Laura received her new Chase Sapphire Preferred Credit Card and added it to our shared DoorDash account.  Moments later, there was a message that popped up asking if we would like to enroll in a free DoorDash DashPass membership.  I am looking forward to taking advantage of the $10 monthly discount on groceries and retail, along with the other benefits of the membership.

Surprisingly or unsurprisingly, DoorDash forgot to mention that you can buy eGift Cards (eGCs) through DoorDash and get a discount.  Let me show you how.

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Instant Access to Chase Sapphire Preferred Credit Card After Approval with Apple Pay & Google Pay

Updated at 8:15am PT on 4/23/25: I completed the $5,000 minimum spending requirement and the 100,000 Chase Ultimate Rewards Points show as pending in my account – all before even receiving the physical card in the mail.  You can also refer friends and family members to the CSP before receiving the physical card in the mail.  See both updates below.


Good morning everyone, I hope your weekend is going well.  Last night, I was looking into credit card options since Laura and I have some large purchases coming up in the next few months.  While researching, I wanted to see if the Chase Sapphire Preferred Credit Card (CSP) (click here to learn more and apply) offers instant access to the card, and I was happy to find out that it does!

According to Chase: “Spend Instantly: Apply for a card, use it the same day. Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™, or Samsung Pay.” You can check out the full details here chase.com/digital/spend-instantly.  In this post, I will show you the process to add the CSP to your Apple Pay Wallet.

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