Good afternoon everyone, I just received the following email from Hyatt. Chase, Hyatt, and Visa have teamed up to create Hyatt Credit Card Offers (not a very original name). The platform is the same platform that was built for Marriott and Chase Slate. According to the email, Hyatt Credit Card Offers is currently available and will run through July 31. Strange that they would have an end date in mind, but they could extend it if the product is successful and popular. To get started, click here and have your Chase Hyatt Credit Card available.
Good morning everyone. Last week, as part of my credit card App-O-Rama, I applied for the Chase Marriott Rewards Business Credit Card. This was the first credit card I applied for during my App-O-Rama and I was hoping for an instant approval. Unfortunately, I got a pending response after submitting the application. I decided to wait it out and see if Chase would send me a letter or call me. I was prepared for a reconsideration call since I took a screenshot of my application so I knew exactly what numbers I put down for my business credit card application. Luckily, I didn’t have to wait very long…
Good afternoon everyone. During last week’s rundown of credit cards who charged me an annual fee in March, I wrote about my Wells Fargo Propel World American Express Credit Card. In that post, I mentioned that this credit card has a $175 annual fee and I could not figure out how Wells Fargo could justify charging $175 for this credit card. I also reminded myself that this credit card offers a $100 airline reimbursement credit each cardmember year. And since the annual fee posted on April 2, I figured I was in a new cardmember year. I then used this credit card to buy a $100 Southwest Airlines egift card. A few days later, I received the following email regarding the $100 airline reimbursement.
Good morning everyone, I hope you had a great weekend. Last week, I did a credit card App-O-Rama and applied for the American Express Hilton Honors Aspire Credit Card. The credit card has a $450 annual fee, but comes with a 100,000 Hilton points sign up bonus ($4,000 spend in 3 months), Hilton Diamond Elite Status, $250 airline travel credit, $250 Hilton resort credit, 1 free weekend night certificate and a few other benefits (read Doctor of Credit’s full review). It sounds like a great deal, at least for the first year, so I applied for the credit card.
Unfortunately, my application went pending and I decided to wait for a call or letter in the mail from American Express. I felt pretty confident that I could get approved for this credit card because I had an existing American Express SPG Business Credit Card and an American Express Hilton Honors Ascend Credit Card that I could use for leverage to get approved for the American Express Hilton Honors Aspire Credit Card. Luckily, I didn’t have to wait long to hear from American Express…
Good morning everyone, I hope you enjoyed reading about my credit card decisions surrounding keeping, closing, or converting my credit cards after the annual fees post. Check out my thoughts on my Chase Sapphire Reserve and Chase Ink Plus Business credit cards; my American Express Hilton Ascend and SPG Business credit cards; my Bank of America Alaska Airlines Business and Citi AT&T Access More credit cards. As a reminder, here are all the credit cards and their annual fees. In today’s post, I am going to cover both the US Bank FlexPerks Gold American Express Credit Card and the Wells Fargo Propel World Elite American Express Credit Card. Are they worth keeping, should I close them, or should I convert them to another credit card?
- Chase Sapphire Reserve – $450 (posted 4/1)
- Chase Ink Plus Business – $95 (posted 4/1)
- American Express Hilton Ascend – $95 (posted 4/3)
- American Express SPG Business – $95 (posted 4/6)
- Bank of America Alaska Airlines Business – $75 (posted 4/2)
- Citi AT&T Access More – $95 (posted 4/4)
- US Bank FlexPerks Gold – $85 (posted 4/3)
- Wells Fargo Propel World – $175 (posted 3/31)
US Bank FlexPerks Gold American Express Credit Card
The $85 annual fee just posted and I have seriously lost interest in FlexPoints over the years. The death nail came on December 31, 2017, when FlexPoints changed to a fixed 1.5 cents per point (CPP) value for all travel redemptions. This credit card earns 3x on airfare, 2x on gas, and 2x on restaurants. I currently use my Chase Sapphire Reserve Credit Card for travel, restaurants, and gas since I get 3x Chase Ultimate Reward Points on those purchases. I can also redeem Chase Ultimate Reward Points for travel at 1.5 CPP, so the Chase Sapphire Reserve Credit Card is as good or better in every way compared to the US Bank FlexPerks Gold American Express Credit Card. I redeemed almost all of my FlexPoints before December 31, 2017, and have a few hundred FlexPoints leftover in my account. Not to worry, I have a no annual fee US Bank FlexPerks Select+ American Express Credit Card that will keep my few hundred FlexPoints alive.
Decision: US Bank FlexPerks Gold American Express Credit Card will be converted to a no annual fee US Bank Cash 365 American Express Credit Card. That card earns 1.5% cash back on all purchases, so it will never be used.