Tag Archives: US Bank

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Most of my 2017 Travel Predictions Were Wrong (Who Could Have Predicted That?)

Good morning everyone, happy almost New Years Eve.  Earlier this month, Doctor of Credit wrote how bad travel bloggers are at making predictions (I came in last at 33% correct), but he only reviewed our credit card predictions.  I made a lot of other predictions in January 2017, so let’s see how good or bad my predictions were.  I covered airlines, hotels, credit cards, and MS.  I will put my thoughts in bold at the end of each prediction.

Airlines

  • Southwest seems bent on making the Companion Pass very difficult to get unless you fly Southwest every week.  I believe credit card signup bonuses will no longer count toward the Companion Pass and Southwest might kill the whole concept of the Companion Pass entirely or switch to a certificate program similar to the Alaska Airlines companion fare or Virgin America companion ticket.  Southwest Airlines did eliminate hotel transfers counting toward the Companion Pass, but credit card spend and sign up bonuses still count toward the Companion Pass.  I am also the proud companion on my girlfriend’s Companion Pass.
  • Other airline credit cards will adopt the Alaska Airlines companion fare (you pay full price and your companion pays up to $120) or the Virgin America companion ticket (you pay full price and your companion pays full price minus $150).  No, I don’t think any other airline added a companion fare as a credit card benefit.
  • American will introduce a basic economy fare class to compete/copy Delta and United.  Yes, I got this one right!
  • Alaska Airlines will introduce a new level of elite status (maybe MVP Gold 100K?)  No, Alaska Airlines MVP Gold 75K is still the highest elite level.
  • More airlines will get away from the 12,500 one way domestic ticket and start to introduce 5,000, 7,500, and 10,000 mile awards.  Yes, I think Alaska Airlines announced cheaper awards on shorter flights.
  • British Airways will kill the 4,500 Avios award band globally and possibly remove one of their lower award tiers.  No, 4,500 British Airways Avios tier is still available outside the US.
  • Singapore Airlines will allow us to book Star Alliance awards online, rather than calling in.  Partially true, but not rolled out completely.
  • Hawaiian Airlines will get bought by a low cost airline, Southwest Airlines or JetBlue.  No, no one bought Hawaiian Airlines.
  • We will see 1 or 2 more mileage matching promos, this time from a big legacy airline.  No, no mileage matching promo like the JetBlue / Virgin America match last year.
  • My ~20,000 Spirit Airlines miles will expire and I won’t care.  Sort of, my Spirit Airlines miles did expire, but I still shed 1 tear.

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US Bank Club Carlson Credit Card Holiday Shopping Targeted Spending Bonuses

Good morning everyone, I hope you all had a great weekend.  I had a great time at the wedding up in Placerville, CA (outside Sacramento and close to where the California Gold Rush started in Coloma at Sutter’s Mill).  Speaking of gold… let’s talk about Club Carlson Gold Points :) When I returned home, I received the following letter regarding my US Bank Club Carlson Visa Signature Credit Card.  I have a pathetic targeted spending offer: Earn 5,000 bonus Club Carlson points for spending $5,050 between November 1 and December 31.

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1,500 FlexPoints or 2,500 Club Carlson Points for Setting Up Automatic Payments

Good afternoon everyone.  Yesterday afternoon, I received 2 promotional emails from US Bank to receive FlexPoints and Club Carlson points for setting up an automatic payment and paying with a specific US Bank credit cards.  The promotional emails came from US Bank (1800USBanks@email.usbank.com) with the subject line “Act now and earn 1,500 FlexPoints” and “Act now and earn 2,500 bonus points.” Here is what the emails look like.  If you have other US Bank credit cards, you may have received a similar offer.  Please share your offers in the comments.

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PSA: Error Transferring US Bank FlexPoints from FlexPerks Rewards Account to Altitude Reserve Account? Just Call

Good afternoon everyone, I have a quick tip to share regarding transferring US Bank FlexPoints from a FlexPerks Rewards account to an Altitude Reserve account.  My friend was trying to book a flight with his FlexPoints from his US Bank Altitude Reserve Credit Card, but he was short a few FlexPoints.  I had a few extra FlexPoints in my account, so I told him I would transfer the FlexPoints to his account.  I recently wrote about the New US Bank FlexPerks Transfer Process (Share & Combine US Bank FlexPoints), so I thought the process would be simple.  He sent me his Altitude Reserve account number and Altitude Reserve credit card number and I tried to make the transfer online, but I kept getting an error message. He also has a traditional FlexPerks Rewards credit card, so I tried to send him FlexPoints to his FlexPerks Rewards account, but I kept getting an error message there too.

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My 8 Credit Card App-O-Rama Results (Mostly Bad News)

Good morning everyone, I hope you all has a great weekend.  A few weeks ago, I applied for 8 new credit cards during my App-O-Rama.  Here are the 8 credit cards and sign up bonuses that I applied for (not in this particular order).  Unfortunately, my App-O-Rama skills are not as good as they used to be and I was (ultimately) declined for most of these credit cards.

  • Bank of America Alaska Airlines Visa Signature Credit Card: 30,000 AS Miles + $100 statement credit after spending $1,000 in 3 months ($75 annual fee)
  • Bank of America Virgin Atlantic Credit Card: 75,000 VA Miles after spending $12,000 in 6 months ($90 annual fee)
  • Bank of America Amtrak Rewards Credit Card: 30,000 Amtrak Points after spending $1,000 in 3 months ($79 annual fee)
  • US Bank Altitude Reserve Credit Card: 50,000 FlexPoints ($750 in travel credit) after spending $4,500 in 3 months ($400 annual fee)
  • Wells Fargo Visa Signature Credit Card: 20,000 Go Far Reward Points after spending $1,000 in 3 months ($0 annual fee)
  • First Bankcard Best Western Credit Card: 50,000 Points after spending $1,000 in 3 months ($59 annual fee, first year waived)
  • Synchrony Bank Cathay Pacific Credit Card: 50,000 CX Miles after spending $2,500 in 3 months ($95 annual fee)
  • Barclays Wyndham Rewards Credit Card: 45,000 Wyndham Points (3 free nights) after spending $2,000 in 3 months ($75 annual fee)

Long story short, I applied for 3 Bank of America credit cards, starting with the Bank of America Alaska Airlines Visa Signature Credit Card.  I recently closed my previous Bank of America Alaska Airlines Visa Signature Credit Card a few weeks ago, so I was ready to apply again and earn more Alaska Airlines miles.  Unfortunately, my application went to pending.  Since I was not immediately declined, I decided to apply for a Bank of America Virgin Atlantic Credit Card.  Surprisingly, I was instantly approved for that credit card with a pretty small credit limit.  With that success, I decided to apply for a Bank of America Amtrak Rewards Credit Card.  Unfortunately, that application went to pending as well. 1 out of 3 instant approvals was not bad.  I was hopeful that the 2 pending applications could be approved with a short reconsideration call.

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