Tag Archives: American Express

American Express Enrolled me in their Cash Advance Program (Without my Approval)

Good afternoon everyone.  A few weeks ago, American Express sent out emails with the subject line “Cash Advance Enrollment Update.”  Uh oh, “cash advance” are bad words to any travel hacker and credit card user.  I decided to investigate further to see what American Express was up to regarding the cash advance feature on one of my credit cards.  Based on the context of the email, it looks like American Express proactively enrolled me in the “Cash Advance program” without getting my permission.  I decided to log in and see what was going on.

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Should We Call for AMEX Hilton Ascend Credit Card Retention Offers on January 30?

Good afternoon everyone, I just had an idea and I wanted to run it by you guys.  According to Reuters, American Express paid Citi $150 million dollars for their Hilton credit card portfolio.  I couldn’t find out how many cardmembers that covers, but I assume American Express paid a few bucks per cardmember.  If I were American Express and paid a lot of money for cardmembers and then cardmembers started canceling their new American Express Hilton Ascend Credit Cards before they started using the credit cards, I would be pretty annoyed.  I wonder if American Express thought about that and is prepared to keep cardmembers with decent retention offers.

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American Express Hilton Ascend Credit Card Welcome Letter & Card Art

Good morning everyone.  I received my new American Express Hilton Ascend Credit Card in the mail yesterday.  In this post, I will show you the cart art and the welcome letter.  I also tried to set up my account with American Express, but that is not possible until January 30.  The card art is definitely pretty cool looking.  I like the blues, purples, and reds on the new credit card.

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PSA: Keep or Change your AMEX Gold or Platinum Airline Choice by January 31

One of the best benefits of the American Express Gold and Platinum Card is being able to select an airline of your choice. For the American Express Gold Card, you can earn up to $100 in airline reimbursements and for the American Express Platinum Card, you can earn up to $200 in airline reimbursements. You can change your airline of choice from year to year, but there’s a catch. You only have from the start of each year until January 31 to change your selection.  Time is running out!

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Hunch: Is Citi Increasing Credit Limits on Other Cards for Customers Losing Citi Hilton Credit Cards?

Good morning everyone, greetings from the beautiful, tropical, peaceful Andaz Papagayo in Liberia, Costa Rica.  I have a quite a lot of blog posts to get to before I can share my review of this hotel, but (spoiler alert!) this hotel is amazing!  Lots of pictures to come from that upcoming hotel review.  Anyway, back to today’s topic at hand.  Is Citi increasing credit limits on some of their credit cards for customers who are losing a Citi Hilton credit card to American Express?  Short answer: I have no idea, this is just a hunch, so I may be completely wrong.  I have 2 Citi Hilton Honors Reserve Credit Card, each with $10,000 credit limits, that are in the process of being converted to American Express Hilton Ascend Credit Cards.  Since there is no way for me to touch the $10,000 credit limit on either of my 2 Citi Hilton Honors Reserve Credit Cards, I am going to lose $20,000 in credit limit from Citi, which represents more than 50% of my total credit limit with Citi.

With that being said, I just received the following email from Citi regarding the credit limit on my Citi Thank You Premier Credit Card.  This credit card went from a $5,000 credit limit up to to an $8,000 credit limit, but that is neither my oldest Citi credit card or the Citi credit card that I use the most (this credit card actually gets no love anymore since I now use my Chase Sapphire Reserve Credit Card for all of my travel expenses).

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