Category Archives: Credit Cards

a blue and white logo

PSA: Bank of America Won’t Automatically Send a Replacement Debit Card when your Card Expires

Posted on by . 10 Replies

Good evening everyone, I hope you had a great Presidents’ Day Weekend.  Long story short, I realized my Bank of America checking account debit card expired in July 2022 and Bank of America never sent me a replacement debit card (until I requested a new debit card in February 2024).  Let me provide more background info, in case you are curious.

I opened the Bank of America checking account in July 2018 when Bank of America was offering a $150 new account bonus.  Bank of America is not my primary bank, but I kept the checking account opened for several years because I had 2 Bank of America Better Balance Rewards Credit Cards (RIP old friends) that provided a quarterly bonus for having a Bank of America checking account.  After Bank of America discontinued the Better Balance Rewards cards and product changed them to Unlimited Cash Rewards cards in May / June 2023, there was less of a reason to keep my Bank of America checking account.

I had my Bank of America debit card in my ApplePay Wallet all of those years and took my Bank of America debit card internationally when I travelled, in case I needed to get cash.  For the last 1.5 years, I had no idea that my debit card was expired and I never received any notice from Bank of America or in my ApplePay Wallet.

a screenshot of a credit card

Continue reading →

a black credit card with silver text

I Finally Got A Bilt Credit Card (Application Process, Earning & Redeeming Strategy, and Unboxing)

Posted on by . 10 Replies

Good morning everyone, I hope your weekend is off to a great start.  The Bilt Credit Card has been around for a few years, but I never thought the card was for me.  I haven’t paid rent since 2017 and earning 3x on dining, 2x on travel, and 1x everywhere else didn’t excite me.  That was until I read Frequent Miler’s post: How Nick built his own Bilt bonus. I finally understood that I could use the Bilt Credit Card without paying rent and still get excellent value from the card.  I will explain my earning and redeeming strategy below.  But first, let’s go through the application process.  Here is the front and back of my shiny new Bilt Credit Card.  The card has a very premium look and feel to it, but has no annual fee.

Continue reading →

a red letters on a white background

My Easy Experience with the $10 Resy Credit on my American Express Delta Platinum Business Card

Posted on by . 6 Replies

Good morning everyone, I hope your week is going well.  A few days ago, I was in Daytona Beach, Florida, when the news broke about the changes to the Delta credit cards (read Frequent Miler’s post about the changes).  I currently have the American Express Platinum Delta SkyMiles Business Credit Card and was excited about the new benefits.  In this post, I will talk about the new $120 Resy Credit and my experience using the Resy credit.

First things first, you need to log into your American Express online account, go to the Benefits tab, and enroll in the $120 Resy Credit.  While you are there, you should also enroll in the $120 Rideshare Credit too.

a screenshot of a website

Continue reading →

a close-up of a credit card

Use AMEX Business Platinum $360 Indeed Credit on Resume Help, Career Coaching, Pay Negotiation & Interview Prep ($35 – $95)

Posted on by . Leave a reply

Good afternoon everyone, I hope your week is going well.  I was reading Frequent Miler’s post about Amex Business Platinum benefits scheduled to end 12/31/24 and learned that the $360 Indeed Benefit from the American Express Business Platinum Card could be used toward Indeed Career Services, not just for employers looking to hire new employees.  Thanks to bullmeister in the FM comments for the heads up. I went down the rabbit hole and learned that Indeed has several career services, such as Resume Help, Career Coaching, Pay Negotiation & Interview Prep that range in price from $35 to $95.  Theoretically, you could pay for 2 services ($35 + $55 = $90) to use up the $90 quarterly credit.  I’m happily employed and not looking to switch careers anytime soon, but these services (free after using the Indeed Credit) could be useful for others.  Read on to learn more.

To get started, you will need to sign into your American Express online account, go to the Indeed Benefit, and enroll in the Business Platinum Indeed Benefit.

a screenshot of a computer screen

Continue reading →

a green text on a white background

Test Driving MaxRewards App: Load Same AMEX Offer to Multiple AMEX Cards

Posted on by . 22 Replies

Good evening everyone.  A few weeks ago, a friend of mine told me about the MaxRewards app.  The app has a ton of cool features, but the feature that was the most interesting to me was the ability to load the same AMEX Offer onto multiple AMEX credit and charge cards.  Back in the day, you could open each AMEX card in its own tab, scroll down to the AMEX Offers section and add the same AMEX Offer to each and every AMEX card that had the offer.  Unfortunately, AMEX killed that trick and now you can only load the AMEX Offer to 1 AMEX card, no matter how many AMEX cards you have that display the offer.  Once the offer was loaded to the first card, it could not be loaded to any more cards.

This is where MaxRewards comes in.  They have the magical ability to load the same AMEX Offer onto all of your AMEX cards that display the offer.  For example, if you have 6 AMEX cards that all display the same Office Depot AMEX Offer, MaxRewards is able to add the offer to all 6 AMEX cards.  Here is how it works.

a screenshot of a website

Continue reading →