Keep, Cancel or Convert? Citi AT&T Access More Credit Card ($95 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my Citi AT&T Access More Credit Card.  I actually have 3 different Citi AT&T Access More Credit Cards, but my decision to keep, cancel, or convert all 3 credit cards is the same.  A few weeks ago, the $95 annual fee posted to my account.  This credit card is no longer available for direct applications, but you can convert from other Citi credit cards to the Citi AT&T Access Credit Card (no annual fee) and then upgrade to the Citi AT&T Access More Credit Card ($95 annual fee).  I love these Citi AT&T Access More Credit Cards and I will show you why I keep these credit cards year after year.

Keep, Cancel or Convert? Chase Marriott Bonvoy Premier Plus Business Credit Card ($99 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for new members), that was previously called the Chase Marriott Rewards Premier Plus Business Credit Card.  I was just charged the $99 annual fee and need to decide if this credit card is worth keeping for another year.

Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my American Express Hilton Aspire Credit Card.  I was reviewing my recent credit card statement and spotted a reference to the annual fee (it was very subtle and is probably overlooked by most people).  I decided to check out page 4…

Keep, Cancel or Convert? Chase Sapphire Preferred Credit Card ($95 Annual Fee)

Good afternoon everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or my fiance’s wallet, in this case).  Last year, my fiance was approved for the Chase Sapphire Preferred Credit Card and she used it heavily when she first got the credit card (to meet the $4,000 minimum spending requirement), but that credit card hasn’t gotten much use lately.  This is mainly because I have the Chase Sapphire Reserve Credit Card that offers 3x on travel and dining vs. the Chase Sapphire Preferred’s 2x on travel and dining.  And since my March App-O-Rama, I have been using my American Express Gold Card since that credit card offers 4x on dining.  Long story short, my fiance’s Chase Sapphire Preferred was not worth the $95 annual fee.  This is hard to believe since the Chase Sapphire Preferred was one of the best travel rewards credit cards just a few years ago.  We decided the best thing to do would be to convert her Chase Sapphire Preferred Credit Card into a Chase Freedom Credit Card, since we did not have a Chase Freedom between the two of us and the 5% rotating cash back categories would be easy to use.

Keep, Cancel or Convert? Barclays JetBlue Plus Credit Card ($99 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or at least my credit card drawer).  A few weeks ago, the $99 annual fee posted to my Barclays JetBlue Plus Credit Card.  I don’t fly JetBlue very often, but I do enjoy getting a 10% rebate on my redeemed miles and getting 5,000 bonus anniversary points every year.  Those 2 benefits alone are probably worth close to $99, depending on how much you value JetBlue points and how many JetBlue points you redeem.  So the question is, is this card a keeper?  I was leaning toward keeping the credit card, but I decided to call Barclays and ask if there were any retention offers available anyway.  Good thing I called…