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Keep, Cancel or Convert? Chase Marriott Bonvoy Premier Plus Business Credit Card ($99 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for new members), that was previously called the Chase Marriott Rewards Premier Plus Business Credit Card.  I was just charged the $99 annual fee and need to decide if this credit card is worth keeping for another year.

a blue and red credit card

Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my American Express Hilton Aspire Credit Card.  I was reviewing my recent credit card statement and spotted a reference to the annual fee (it was very subtle and is probably overlooked by most people).  I decided to check out page 4…

a blue card with white text

Keep, Cancel or Convert? Chase Sapphire Preferred Credit Card ($95 Annual Fee)

Good afternoon everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or my fiance’s wallet, in this case).  Last year, my fiance was approved for the Chase Sapphire Preferred Credit Card and she used it heavily when she first got the credit card (to meet the $4,000 minimum spending requirement), but that credit card hasn’t gotten much use lately.  This is mainly because I have the Chase Sapphire Reserve Credit Card that offers 3x on travel and dining vs. the Chase Sapphire Preferred’s 2x on travel and dining.  And since my March App-O-Rama, I have been using my American Express Gold Card since that credit card offers 4x on dining.  Long story short, my fiance’s Chase Sapphire Preferred was not worth the $95 annual fee.  This is hard to believe since the Chase Sapphire Preferred was one of the best travel rewards credit cards just a few years ago.  We decided the best thing to do would be to convert her Chase Sapphire Preferred Credit Card into a Chase Freedom Credit Card, since we did not have a Chase Freedom between the two of us and the 5% rotating cash back categories would be easy to use.

a credit card with a blue design

Keep, Cancel or Convert? Barclays JetBlue Plus Credit Card ($99 Annual Fee)

Discover whether the Barclays JetBlue Plus Credit Card is worth keeping with its $99 annual fee. Explore retention offers, including fee reductions and bonus points, to maximize your benefits.

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Keep, Cancel or Convert? Chase Southwest Airlines Plus Credit Card ($69 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  This post is a little different because this post is about my girlfriend’s Chase Southwest Airlines Plus Credit Card.  She got this credit card last November when Chase & Southwest Airlines were running a promo for California residents: Sign up for the Chase Southwest Airlines Plus Credit Card, make 1 purchase and get a Southwest Airlines Companion Pass.  It was a no brainer.  The 50,000 Southwest Airlines Rapid Rewards Points sign up bonus was just gravy.  We got great use out of the Southwest Airlines Companion Pass this year, but sadly, the $69 annual fee just posted and it’s time to decide if she should keep, cancel, or convert this credit card.