Tag Archives: Bank of America

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Retention Offers for Bank of America Alaska Airlines and US Bank Club Carlson Business Credit Cards

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Good afternoon everyone, I hope your Labor Day Weekend is going well.  I have 2 data points to share regarding retention offers on my Bank of America Alaska Airlines Visa Signature Credit Card and US Bank Club Carlson Business Credit Card.  When you pay the $75 annual fee on the Bank of America Alaska Airlines Visa Signature Credit Card every year, you get a $99 Alaska Airlines companion pass that is good for a future Alaska Airlines flight.  My annual fee posted in early August and I already received the $99 Alaska Airlines companion pass, but I wanted to see if I could get the $75 annual fee waived too.  After a long talk with the Bank of America retention department, I was only able to get a 2,500 Alaska Airlines miles retention offer – no annual fee waiver or statement credit.  The 2,500 Alaska Airlines miles posted a few weeks after my call and I just called Bank of America to close the credit card, so I wouldn’t have to pay the $75 annual fee.  The agent didn’t want me to close the credit card, so she convinced me to convert it to a no annual fee Bank of America Travel Rewards Credit Card instead.

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Alaska Airlines Companion Pass Code Posted 16 Days after Annual Fee is Billed

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Good morning everyone.  Yesterday, I wrote August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?  In that post, I shared my thoughts on the Bank of America Alaska Airlines Credit Card and what to do when the $75 annual fee posted to my account.  When I saw the $75 annual fee post to my account, I had to make a decision whether or not to keep the credit card and pay the $75 annual fee or to call Bank of America and close the credit card to avoid paying the $75 annual fee.  To complicate my thought process, I knew that the Alaska Airlines companion pass code would post to my Alaska Airlines account shortly after the $75 annual fee billed to my credit card (that is the best perk of the card, in my opinion).  For those who are unfamiliar with the Alaska Airlines companion pass code, it allows you to buy any paid Alaska Airlines operated flight and bring a companion for as little as $120 (taxes and fees may vary, depending on your destination).

I was hopeful that the companion pass code would post soon, that way I could keep the companion pass code and still close the credit card without paying the $75 annual fee.  So the question is, “How long does the Alaska Airlines companion pass code take to post to my Alaska Airlines account after the annual fee is billed?”  Let’s find out below…

Bank of America Alaska Airlines Home

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August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?

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Good morning everyone, I hope you all had a great weekend.   I quickly wanted to thank everyone who joined me at my Mountain View meetup yesterday – it was great speaking with you all and I will set up another Mountain View meetup soon.  Last August, I wrote July App-O-Rama Update: Several Reconsideration Calls Required to be Approved for 6 New Credit Cards.  In that post, I shared my successes and failures of applying for the following 7 credit cards:

July App-O-Rama Final List

I was eventually approved for the following 6 credit cards:

  • AMEX Everyday – 10,000 AMEX Membership Reward points
  • Citi American Airlines Business – 50,000 American Airlines miles
  • US Bank Cash+ – $100 cash back
  • Bank of America Alaska Airlines – 25,000 Alaska Airlines miles
  • Bank of America Spirit Airlines – 15,000 Spirit Airlines miles
  • Ebates Cash Back – $10 cash back

Of the above credit cards, 3 have annual fees that just posted recently:

  • Citi American Airlines Business – $95
  • Bank of America Alaska Airlines – $75
  • Bank of America Spirit Airlines – $59

I also have a US Bank Club Carlson Business Credit Card that just posted a $60 annual fee (originally opened in July 2014).  Of the 4 credit cards with annual fees, which ones are worth keeping and paying the annual fee?  Which credit cards did I decide to close?  Continue reading →

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Using Points.com to Exchange JetBlue TrueBlue Miles into Amtrak Guest Reward Points

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Good morning everyone.  In today’s super long/boring post, I will show you how to use Points.com to exchange miles/points from one loyalty program into another loyalty program.  Before I go on, let me explain that Points.com is somewhat similar to Award Wallet because you can add loyalty programs to your account and track their balances.  You may be familiar with Points.com if you have ever looked into buying airline miles or hotel points, since Points.com is the broker for most loyalty programs.  I am not going to talk about buying miles/points today.  Instead, I am going to talk about exchanging miles/points from one loyalty program into another loyalty program.  First things first, you need a free Points.com account and you will need to add your loaylty programs.  Here are a few of my accounts that are currently tracked by Points.com.

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Bank of America Amtrak, Alaska Airlines Biz & Barclays Lufthansa Credit Card Art and Info

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Good morning everyone, I hope your weekend is going well.  I was recently approved for 6 new credit cards during my June App-O-Rama and here is a look at 3 of my new credit cards:

  • Bank of America Amtrak Guest Rewards World MasterCard
  • Bank of America Alaska Airlines Business Visa Credit Card
  • Barclays Lufthansa Miles & More MasterCard

Here is the front and back of the Bank of America Amtrak Guest Rewards World MasterCard:

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