Tag Archives: Credit Cards

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Ability to Buy / Top Up American Express Membership Rewards Points Ending December 30, 2023

Good afternoon everyone, I hope your week is going well.  I was reviewing my recent American Express statements and spotted this small change: “Effective December 30, 2023, we are eliminating the option for Card Members to buy Membership Rewards points. The Membership Rewards Program Terms and Conditions will be updated to reflect this change.”  Did you even know you could buy AMEX MR Points??  I didn’t know either.  Here are some more details I learned about the change.

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American Express Business Gold Card Changes: New 4X Categories, $240 Flexible Business Credit & Walmart+ Subscription

Good afternoon everyone, I hope your week is going well.  I just noticed that the American Express Business Gold Card made some changes to their 4x AMEX Membership Rewards Points earning categories, added a $240 Flexible Business Credit ($20 / month at either FedEx, Grubhub, or at office supply stores), and is offering a $12.95 / month credit to offset the $12.95 / month Walmart+ Subscription.  Let’s go through these changes so you can see if these new benefits are useful.  You can see these benefits on the Benefits tab in your AMEX online account.  Let’s look at the 4x categories first.

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Targeted Offer: Upgrade to AMEX Delta SkyMiles Reserve Business Credit Card, Get 50,000 Miles with $5,000 Spend

Good morning everyone, happy Friday!  I was looking at my AMEX Offers this morning and saw an upgrade offer on my American Express Platinum Delta SkyMiles Business Credit Card to the American Express Delta Reserve Business Credit Card.  There might be a similar upgrade offer on the American Express Gold Delta SkyMiles Business Credit Card or on the personal AMEX Delta credit cards, but I don’t have any of those cards at the moment.  I do not have Delta elite status, so the upcoming changes to the Delta elite program do not bother me.  The only reason I have this card it for the Delta TakeOff 15 Benefit (15% Award Travel Discount). Here are more details of the upgrade offer.

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2 PSAs: Lowe’s Lowest Price Guarantee (Price Match) via Online Chat & Limit of 5 Gift Cards per Online Order

Good afternoon everyone, I hope your week is going well.  Last weekend, Laura and I decided to get a refrigerator for our garage.  After looking at a few options at our local Lowe’s store, we decided to buy the Frigidaire Garage-Ready 18.3-cu ft Top-Freezer Refrigerator (Stainless Steel).  The dimensions, price, and awesome reviews made the decision easy.  The refrigerator was on sale for $799, but I decided to double check the price on Home Depot to see if it was cheaper.  Much to my surprise, the same refrigerator (Frigidaire 30 in. 18.3 cu. ft. Top Freezer Refrigerator in Stainless Steel) was on sale for $718, a difference of $81.

I had a few Lowe’s gift cards that I purchased at a discount and Lowe’s was offering 3% cash back for appliances last weekend via online shopping portals, so I wanted to order through the Lowe’s website, but I wanted to have Lowe’s match Home Depot’s price.  In this post, I will show you how to the Lowe’s price match process worked and the 5 gift card limit per online order I encountered.

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What New Features or Benefits would make InKind Even Better?

Good afternoon everyone.  InKind has made several improvements over the months since I first started using the app in November 2022. I am a big fan of their referral program, the ability to split the bill into 25%, 33%, 50%, 66%, and 75% portions makes going out to dinner with others much easier, the introduction of the InKind Rewards program with targeted challenges, the ability to share / transfer / gift your InKind balance to other members, and their latest AMEX Offer where you can try the InKind Pass free for a year.  With all those great features, I am sure there is still much room to grow.

In terms of new features I would like to see, I would love the ability to pay the tip portion of the bill with InKind credits (I would probably tip a larger percentage) and the addition of more restaurants that are on the InKind platform.  Some cities have many InKind restaurants available, while other cities have only 1-2 choices.

I also have some pretty far-fetched ideas for InKind…

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